Rock Hill, Missouri.
Typical home $302,149 (+1.7% in a year), asking rent $1,774 . St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$821 (+107%) since Jan 2020.
- 1 year
- Up $5,019 +2%
- $297,130$302,149 since Sep 2025
- 5 years
- Up $58,094 +24%
- $244,055$302,149 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rock Hill$1,586
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Rock Hill, MO rose 1.7% over the past year — faster than the nation's +1.2%.
Living in Rock Hill, St. Louis County, Missouri
Rock Hill is a city of 4,750 people in St. Louis County. Half its households earn more than $95,372 a year and half less, against $82,936 across St. Louis County; 5% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in St. Louis County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most people in St. Louis County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rock Hill is a small city in St. Louis County where most homes are lived in by their owners, and incomes run higher than across the county as a whole. Few households live below the poverty line, and a large majority of adults hold a four-year degree. Winters are cold, with January the coldest month, summers turn hot by July, and the year brings a fair amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, banks and insurance, and shops. Some of the largest workplaces in Rock Hill are ARCO Construction Holdings, a commercial building contractor, and Northwest Confections Missouri, a candy maker. The typical commute is fairly short, and a good number of people work from home.
Things to do. Much of what St. Louis is known for lies a short drive away. Forest Park is a large city park with gardens, and the Saint Louis Zoo and the Saint Louis Art Museum are close by. The Missouri Botanical Garden is another short drive for anyone who likes to wander among plantings, and Cahokia, an archaeological site, is a longer drive.
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- 2,253households
- 66%of adults have a degree
- 5%below the poverty line
- 20 mintypical commute
- 14%work from home
What people in St. Louis County work in
Employed residents by industry, from the Census survey. St. Louis County had 589,803 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 25°; warmest in July, with highs near 90° and lows near 72°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Louis Sci Ctr weather station, 5 miles away (NOAA).
Largest workplaces in Rock Hill
- Proper Holdings ManagementMarijuana stores, medical or recreational400
- ARCO Construction HoldingsCommercial building construction general contractors81
- W. Schiller & CoProjection equipment, photographic, merchant wholesalers60
- Northwest Confections MissouriConfectionery, nonchocolate, manufacturing33
- McConnell and Associates - STLAsphalt paving mixtures made from purchased asphaltic materials30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 604 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- Hailrelatively high in parts of Rock HillRelatively moderate
- EarthquakesRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rock Hill’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the St. Louis, MO-IL metro.
Rock Hill home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rock Hill$302,149
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 3 Rock Hill listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rock Hill37.88%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rock Hill20
New listings per month
Sellers arriving at the market.
- Rock Hill10
Zip codes with a Rock Hill address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rock Hill — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.