States · Virginia · Franklin County

Rocky Mount, Virginia.

Typical home $275,290 (+4.9% in a year), asking rent $949 . Roanoke, VA metro.

What it costs per month · Rocky Mount $1,445/mo

to buy the typical home at today's mortgage rate — +$855 (+145%) since Jan 2020.

What the home itself did
1 year
Up $12,798 +5%
$262,491$275,290 since Sep 2025
5 years
Up $76,987 +39%
$198,303$275,290 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Rocky Mount $1,445 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Rocky Mount$1,445
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Rocky Mount, VA rose 4.9% over the past year — faster than the nation's +1.2%.

Living in Rocky Mount, Franklin County, Virginia

Rocky Mount is a town of 4,903 people in Franklin County. Half its households earn more than $63,280 a year and half less, against $68,849 across Franklin County; 19% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Franklin County was 3.6% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 4,903 in the 2020 census; median age 45.6
Household income $63,280 the median, give or take $6,006 · Franklin County: $68,849
Unemployment 3.6% Franklin County, August 2026; 3.6% a year before
Homes 56% lived in by their owners; 44% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Rocky Mount is the town at the center of Franklin County, Virginia, and it is a small place where people tend to be older than in many US communities. Incomes in town run below the county's, and most homes are lived in by their owners. Winters are cold and summers warm, with some snow each winter and plenty of rain through the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing many. Among the largest workplaces in Rocky Mount are Franklin County Public Schools, Carilion Franklin Memorial Hospital and Walmart. Commutes are on the longer side, and a modest number of people work from home.

Things to do. Grassy Hill Natural Area Preserve is a protected area in or beside town, good for a walk close to home. The Pigg River is a short drive away. For a longer outing, the Booker T. Washington National Monument is a museum a longer drive away, and Smith Mountain Lake State Park is a protected area on the water, also a longer drive.

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  • 2,059households
  • 22%of adults have a degree
  • 19%below the poverty line
  • 26 mintypical commute
  • 10%work from home

What residents work in

  • Schools, hospitals and social care37%
  • Manufacturing20%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment9%
  • Banks, insurance and property5%
  • Other services4%

Employed residents by industry, from the Census survey. Franklin County had 15,810 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 47° and 26°; warmest in July, 87° and 65° 20° 40° 60° 80° J 47° 26° F M A M J J 87° 65° A S O N D
Average daily high and low for each month: coldest in January, 47° and 26°; warmest in July, 87° and 65° 20° 40° 60° 80° J 47° 26° F M A M J J 87° 65° A S O N D

Coldest in January, with highs near 47° and lows near 26°; warmest in July, with highs near 87° and lows near 65°. About 13 inches of snow and 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Rocky Mount weather station, 2 miles away (NOAA).

Largest workplaces in Rocky Mount

  1. Franklin County Public SchoolsSchool district1,479FTE
  2. Plygem Rocky Mount - US WindowsWindows and window frames, vinyl, manufacturing1,268
  3. Franklin CountyGeneral services departments, government563
  4. WalmartWarehouse clubs and supercenters288
  5. Carilion Franklin Memorial HospitalGeneral hospital254FTE
  6. Cavco Industries321991219
  7. Lowe's Companies, INCHomecenter127
  8. Franklin FacilityNursing homes125

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 15 workplaces with 20 or more staff, 3,829 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. DroughtRelatively moderate
  3. Lightningrelatively high in parts of Rocky MountRelatively moderate
  4. Winter weatherRelatively moderate
  5. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rocky Mount’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Roanoke, VA metro.

Rocky Mount home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Rocky Mount $275,290 Virginia $412,252 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Rocky Mount$275,290
  • Virginia$412,252
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Rocky Mount listings, and the typical home goes pending in 32 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Rocky Mount 37.89% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Rocky Mount37.89%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 2018 2019 2020 2021 2022 2023 2024 2025 2026 Rocky Mount 79
25 50 75 2018 2022 2026
  • Rocky Mount79

New listings per month

Sellers arriving at the market.

10 15 20 25 2018 2019 2020 2021 2022 2023 2024 2025 2026 Rocky Mount 15
10 15 20 25 2018 2022 2026
  • Rocky Mount15

Zip codes with a Rocky Mount address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rocky Mount — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Rocky Mount