Round Rock, Texas.
Typical home $395,851 (-5.1% in a year), asking rent $1,709 (+2.2%). Austin-Round Rock-Georgetown, TX metro.
to buy the typical home at today's mortgage rate — +$987 (+91%) since Jan 2020.
- 1 year
- Down $21,240 -5%
- $417,091$395,851 since Sep 2025
- 5 years
- Down $61,506 -13%
- $457,357$395,851 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Round Rock$2,078
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Round Rock, TX fell 5.1% over the past year — slower than the nation's +1.2%.
Asking rents in Round Rock, TX rose 2.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Round Rock runs $1,325/mo more than renting one. The gap peaked at $1,985 in Oct 2022.
That is $3,033 a month against $1,709 rent: a $2,078 mortgage payment, plus $532 property tax and $424 insurance & upkeep.
Owning vs renting — Round Rock
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,033
- Renting$1,709
- Mortgage only$2,078
Property tax · $532/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for Williamson County, TX
Insurance & upkeep · $424/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Round Rock, Williamson County, Texas
Round Rock is a city of 119,468 people in Williamson County. Half its households earn more than $99,287 a year and half less, against $111,340 across Williamson County; 8% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Round Rock was 3.8% in August 2026, and Williamson County had 2.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Round Rock is a large city, home to a good many people, with a median age somewhat younger than that of many American towns. Household incomes here run below the county's, though most adults hold a four-year degree, and slightly more homes are lived in by their owners than rented. Winters are mild, with January the coldest month and chilly days rather than harsh ones, while summers turn hot, especially in August.
Work. Many residents work in schools, hospitals and social care, with professional and business services, retail and manufacturing also common. Among the largest workplaces in town are Round Rock ISD, Round Rock Hospital and UPS. Unemployment has stayed close to where it stood a year earlier, and a good number of workers do their jobs from home.
Things to do. Dell Diamond is a stadium in or beside town, and Chisholm Trail Crossing Park is a park right nearby. Inner Space Cavern, a tourist attraction, is a short drive away. For a longer outing, the Lyndon Baines Johnson Library and Museum is a museum a longer drive away.
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- 48,647households
- 45%of adults have a degree
- 8%below the poverty line
- 25 mintypical commute
- 25%work from home
What residents work in
Employed residents by industry, from the Census survey. Williamson County had 238,420 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 60° and lows near 38°; warmest in August, with highs near 96° and lows near 72°. About 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Austin Great Hills weather station, 10 miles away (NOAA).
Largest workplaces in Round Rock
- Round Rock ISDSchool district6,240FTE
- Round Rock HospitalGeneral hospital2,216FTE
- KR AcquisitionsHotels with golf courses, tennis courts, and/or other health spa facilities1,850
- UPSCouriers and express delivery services984
- Round Rock Medical CenterGeneral hospital836FTE
- Ascension Seton WilliamsonGeneral hospital794FTE
- Wayne Fueling SystemsPumps, measuring and dispensing, manufacturing770
- H-E-BRetail524
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 97 workplaces with 20 or more staff, 18,404 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Hailrelatively high in parts of Round RockRelatively moderate
- Cold wavesrelatively high in parts of Round RockRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Round Rock’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Williamson County and the Austin-Round Rock-Georgetown, TX metro.
Round Rock home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Round Rock$395,851
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Round Rock listings, and the typical home goes pending in 48 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Round Rock35.99%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Round Rock48
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Round Rock813
New listings per month
Sellers arriving at the market.
- Round Rock171
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Round Rock$392,316
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Round Rock97.84%
Zip codes with a Round Rock address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Round Rock — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Round Rock
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 78665 | Round Rock | 66,171 | $1,691 | $390,267 |
| 78664 | Round Rock | 62,060 | $1,643 | $327,633 |
| 78681 | Round Rock | 56,691 | $1,771 | $473,158 |