Roy, Washington.
Typical home $612,531 (+0.1% in a year). Seattle-Tacoma-Bellevue, WA metro.
to buy the typical home at today's mortgage rate — +$1,771 (+123%) since Jan 2020.
- 1 year
- Up $561 +0%
- $611,970$612,531 since Sep 2025
- 5 years
- Up $67,399 +12%
- $545,132$612,531 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Roy$3,215
- Washington$3,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 30 years.
Typical home values in Roy, WA rose 0.1% over the past year — slower than the nation's +1.2%.
Living in Roy, Pierce County, Washington
Roy is a city of 816 people in Pierce County. Half its households earn more than $98,750 a year and half less, against $99,564 across Pierce County; 7% of its people live below the poverty line. 92% of its homes are lived in by their owners and 8% are rented. Unemployment in Pierce County was 5.1% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Pierce County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Roy is a very small city where almost every home is lived in by its owners, a far larger share of owner-occupied homes than most places. Household incomes sit just below the county's, and typical home values are well above what many American towns see. Winters are cold and damp, with a little snow, and summers stay mild and comfortable.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in the building trades. Fewer adults hold a four-year degree than in many places, and the commute to work is long, so a good part of the day is often spent on the road. Across Pierce County, some of the largest workplaces are the Puyallup School District, MultiCare Health System and the City of Tacoma.
Things to do. The Billy Frank Jr. Nisqually National Wildlife Refuge, a protected area, and American Lake are both a short drive away, good for walking, birdwatching and time by the water. Farther afield, a longer drive brings you to Northwest Trek Wildlife Park, a zoo, or to Fort Steilacoom, a museum on the area's history.
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- 19%of adults have a degree
- 7%below the poverty line
- 41 mintypical commute
- 7%work from home
What people in Pierce County work in
Employed residents by industry, from the Census survey. Pierce County had 337,071 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 45° and lows near 33°; warmest in August, with highs near 76° and lows near 53°. About 6 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mcmillin Rsvr weather station, 17 miles away (NOAA).
Largest workplaces in Pierce County
- City of TacomaGovernment base facilities operation support services3,921
- Tacoma General Allenmore HospitalGeneral hospital2,897FTE
- WSH2,623
- MultiCare Health SystemPhysicians, mental health, offices e.g., centers, clinics2,526
- Puyallup School DistrictSchool district2,443FTE
- MultiCare Health SystemOffices of physicians2,402
- Bethel School DistrictSchool district2,281FTE
- St Joseph Medical CenterGeneral hospital2,232FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 680 workplaces with 20 or more staff, 98,490 people in all across the county; Roy has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingRelatively high
- Volcanic activityRelatively moderate
- Heat wavesRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Roy’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pierce County and the Seattle-Tacoma-Bellevue, WA metro.
Roy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Roy$612,531
- Washington$587,533
- United States$366,157
Sellers are cutting prices on about 1 in 3 Roy listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Roy34.29%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Roy59
New listings per month
Sellers arriving at the market.
- Roy13
Zip codes with a Roy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Roy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.