States · Texas · Haskell County

Rule, Texas.

Typical home $74,112 (-2.8% in a year).

What it costs per month · Rule $389/mo

to buy the typical home at today's mortgage rate — +$60 (+18%) since Feb 2022.

What the home itself did
1 year
Down $2,142 -3%
$76,254$74,112 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Rule $389 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Rule$389
  • Texas$1,556
  • United States$1,922

Typical home values in Rule, TX fell 2.8% over the past year — slower than the nation's +1.2%.

Living in Rule, Haskell County, Texas

Rule is a town of 561 people in Haskell County. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in Haskell County was 4.2% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 561 in the 2020 census
Household income Too few homes in Rule for the Census survey to measure.
Unemployment 4.2% Haskell County, August 2026; 4.3% a year before
Homes 76% lived in by their owners; 24% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Rule is a very small town in Haskell County, where most homes are lived in by their owners and typical home values are low. Many households live on incomes below the line that marks poverty, and few adults hold a four-year degree. Winters are cool, with little snow, and summers are hot, with moderate rainfall through the year.

Work. Residents work mostly in schools, hospitals and social care, with shops, restaurants and hotels, and farming, forestry and mining also employing many. Among the largest workplaces across Haskell County are Haskell Memorial Hospital, Haskell Cisd Schools and Rule ISD. Commutes are short, and few people work from home.

Things to do. For time outdoors, Lake Stamford is a lake a longer drive away. The Panhandle Plains Wildlife Trail, a protected area, is also a longer drive away.

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  • 313households
  • 12%of adults have a degree
  • 38%below the poverty line
  • 17 mintypical commute
  • 7%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Shops (retail)14%
  • Restaurants, hotels and entertainment14%
  • Farming, forestry and mining14%
  • Building trades9%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Haskell County had 1,494 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 56° and 29°; warmest in July, 95° and 72° 20° 40° 60° 80° 100° J 56° 29° F M A M J J 95° 72° A S O N D
Average daily high and low for each month: coldest in January, 56° and 29°; warmest in July, 95° and 72° 20° 40° 60° 80° 100° J 56° 29° F M A M J J 95° 72° A S O N D

Coldest in January, with highs near 56° and lows near 29°; warmest in July, with highs near 95° and lows near 72°. About 3 inches of snow and 27 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Haskell weather station, 9 miles away (NOAA).

Largest workplaces in Haskell County

  1. M A MortensonConstruction325
  2. Haskell Memorial HospitalCritical access hospital115FTE
  3. Haskell CisdSchool district100FTE
  4. Rule ISDSchool district37FTE
  5. Paint Creek ISDSchool district28FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 325 people in all across the county; Rule has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. DroughtRelatively high
  3. HailRelatively high
  4. TornadoesRelatively high
  5. Winter weatherRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rule’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Haskell County.

Rule home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2022 2023 2024 2025 2026 Rule $74,112 Texas $296,424 United States $366,157
$100,000 $200,000 $300,000 2022 2024 2026
  • Rule$74,112
  • Texas$296,424
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 2025 2026 Rule 8
4 6 8 2025 2026
  • Rule8

Zip codes with a Rule address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rule — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Rule