States · Oklahoma · Jefferson County

Ryan, Oklahoma.

Typical home $77,263 (-1.2% in a year).

What it costs per month · Ryan $406/mo

to buy the typical home at today's mortgage rate — +$225 (+125%) since Jan 2020.

What the home itself did
1 year
Down $928 -1%
$78,192$77,263 since Sep 2025
5 years
Up $19,189 +33%
$58,075$77,263 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ryan $406 Oklahoma $1,159 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ryan$406
  • Oklahoma$1,159
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Ryan, OK fell 1.2% over the past year — slower than the nation's +1.2%.

Living in Ryan, Jefferson County, Oklahoma

Ryan is a town of 667 people in Jefferson County. Half its households earn more than $53,092 a year and half less, against $48,668 across Jefferson County; 24% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Jefferson County was 4.9% in August 2026, and the county had 9.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.

People 667 in the 2020 census
Household income $53,092 the median, give or take $1,944 · Jefferson County: $48,668
Unemployment 4.9% Jefferson County, August 2026; 4.9% a year before
Homes 71% lived in by their owners; 29% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ryan is a very small town in Jefferson County, Oklahoma, where most homes are lived in by their owners and typical home values are modest. Household incomes run somewhat above the county's, though a good number of residents still live below the poverty line. Few adults hold a four-year degree, and winters are mild and short, with summers that turn hot by July.

Work. Residents work mostly in schools, hospitals and social care, followed by restaurants, hotels and entertainment, shops, and professional and business services. Across Jefferson County, some of the largest workplaces are Waurika Schools, Jefferson County Hospital and Ringling Schools. The county has fewer jobs than it did the year before, and the typical commute is a little longer than a short drive, while very few people work from home.

Things to do. The Little Wichita River is a short drive away and the closest of the nearby waters. A longer drive brings you to Waurika Lake, a reservoir, and to the Wichita River, a river that runs through the region. Lake Nocona, another reservoir, is also a longer drive off.

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  • 294households
  • 7%of adults have a degree
  • 24%below the poverty line
  • 24 mintypical commute
  • 2%work from home

What residents work in

  • Schools, hospitals and social care19%
  • Restaurants, hotels and entertainment19%
  • Shops (retail)17%
  • Professional and business services9%
  • Building trades7%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Jefferson County had 871 jobs in 2025, 9.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 55° and 30°; warmest in July, 96° and 72° 40° 60° 80° 100° J 55° 30° F M A M J J 96° 72° A S O N D
Average daily high and low for each month: coldest in January, 55° and 30°; warmest in July, 96° and 72° 40° 60° 80° 100° J 55° 30° F M A M J J 96° 72° A S O N D

Coldest in January, with highs near 55° and lows near 30°; warmest in July, with highs near 96° and lows near 72°.

Average daily high and low, 1991–2020, at the Waurika 1ENE Mesonet weather station, 10 miles away (NOAA).

Largest workplaces in Jefferson County

  1. Waurika SchoolsSchool district65FTE
  2. Jefferson County HospitalCritical access hospital54FTE
  3. Ringling SchoolsSchool district51FTE
  4. Ryan SchoolsSchool district50FTE

School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. DroughtRelatively high
  3. TornadoesRelatively high
  4. WildfireRelatively moderate
  5. Ice stormsRelatively moderate
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ryan’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County.

Ryan home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Ryan $77,263 Oklahoma $220,801 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Ryan$77,263
  • Oklahoma$220,801
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Ryan address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ryan — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.