States · Vermont · Caledonia County

Ryegate, Vermont.

Typical home $286,951 (+7.5% in a year).

What it costs per month · Ryegate $1,506/mo

to buy the typical home at today's mortgage rate — +$870 (+137%) since Jan 2020.

What the home itself did
1 year
Up $19,965 +7%
$266,986$286,951 since Sep 2025
5 years
Up $76,832 +37%
$210,119$286,951 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ryegate $1,506 Vermont $2,057 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ryegate$1,506
  • Vermont$2,057
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Ryegate, VT rose 7.5% over the past year — faster than the nation's +1.2%.

Living in Ryegate, Caledonia County, Vermont

Ryegate is a town of 1,165 people in Caledonia County. Half its households earn more than $66,484 a year and half less, against $69,970 across Caledonia County; 14% of its people live below the poverty line. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Caledonia County was 2.4% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,165 in the 2020 census; median age 41.2
Household income $66,484 the median, give or take $14,558 · Caledonia County: $69,970
Unemployment 2.4% Caledonia County, August 2026; 2.6% a year before
Homes 85% lived in by their owners; 15% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ryegate is a small Vermont town where nearly everyone owns the home they live in, a good deal more than the typical town. Incomes run a little below the county's, and the typical resident is somewhat older than the national middle. Winters are long, cold and very snowy, with January the coldest month, and summers are comfortably warm without getting hot.

Work. Most residents work in schools, hospitals and social care, with manufacturing, banking and insurance, and shops following. Across Caledonia County, the largest workplaces include Northeastern VT Regional Hospital, Weidmann Electrical Technology and the Kingdom East Unified Union School District. Commutes are fairly long, and few people work from home.

Things to do. Water and woods are close at hand. Ticklenaked Pond is a lake in or beside town, and Harvey's Lake, a reservoir, is a short drive away. Groton State Forest, a protected area, is also a short drive away, and Franconia Notch State Park is a longer drive for a day out.

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  • 445households
  • 29%of adults have a degree
  • 14%below the poverty line
  • 28 mintypical commute
  • 8%work from home

What residents work in

  • Schools, hospitals and social care32%
  • Manufacturing11%
  • Banks, insurance and property8%
  • Shops (retail)7%
  • Building trades7%
  • Government6%

Employed residents by industry, from the Census survey. Caledonia County had 11,164 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 28° and 9°; warmest in July, 81° and 58° 0° 20° 40° 60° 80° J 28° 9° F M A M J J 81° 58° A S O N D
Average daily high and low for each month: coldest in January, 28° and 9°; warmest in July, 81° and 58° 0° 20° 40° 60° 80° J 28° 9° F M A M J J 81° 58° A S O N D

Coldest in January, with highs near 28° and lows near 9°; warmest in July, with highs near 81° and lows near 58°. About 87 inches of snow and 40 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Saint Johnsbury weather station, 14 miles away (NOAA).

Largest workplaces in Caledonia County

  1. Northeastern VT Regional HospitalCritical access hospital390FTE
  2. Weidmann Electrical TechnologyCardboard stock manufacturing352
  3. Kingdom East Unified Union School District #64School district282FTE
  4. Bear Den Operations CompanyAlpine skiing facilities with accommodations245
  5. Leisure HotelsFacilities support services230
  6. Saint Johnsbury School DistrictSchool district134FTE
  7. Momentum Manufacturing GroupPowder coating metals and metal products for the trade128
  8. GolubGrocery stores109

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 1,771 people in all across the county; Ryegate has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Caledonia County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caledonia County.

Ryegate home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Ryegate $286,951 Vermont $391,900 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Ryegate$286,951
  • Vermont$391,900
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 10 2026 Ryegate 10
4 6 8 10 2026
  • Ryegate10

Zip codes with a Ryegate address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ryegate — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ryegate