States · Vermont · Franklin County

Saint Albans, Vermont.

Typical home $359,660 (-0.3% in a year), asking rent $1,799 . Burlington-South Burlington, VT metro.

What it costs per month · Saint Albans $1,888/mo

to buy the typical home at today's mortgage rate — +$1,008 (+115%) since Jan 2020.

What the home itself did
1 year
Down $912 -0%
$360,573$359,660 since Sep 2025
5 years
Up $66,185 +23%
$293,475$359,660 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Saint Albans $1,888 Vermont $2,057 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Saint Albans$1,888
  • Vermont$2,057
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Saint Albans, VT fell 0.3% over the past year — slower than the nation's +1.2%.

Living in Saint Albans, Franklin County, Vermont

Saint Albans is a city of 6,877 people in Franklin County. Half its households earn more than $57,980 a year and half less, against $81,313 across Franklin County; 20% of its people live below the poverty line. 49% of its homes are lived in by their owners and 51% are rented. Unemployment in Saint Albans was 3.4% in August 2026, and Franklin County had 3.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 6,877 in the 2020 census; median age 38.7
Household income $57,980 the median, give or take $7,287 · Franklin County: $81,313
Unemployment 3.4% Saint Albans, August 2026; 3.2% a year before
Homes 49% lived in by their owners; 51% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Saint Albans is a small Vermont city and the largest community in Franklin County, with a younger population than many New England towns. Incomes here run well below the county's as a whole, and more people live below the poverty line than most would expect of the surrounding area. Fewer homes are lived in by their owners than is typical across the county, so renting is common. Winters are long and cold, with a great deal of snow, and summers are mild and warm.

Work. Many residents work in schools, hospitals and social care, followed by shops, professional and business services, and government. Northwestern Medical Center, the Maple Run Unified Union School District and Mylan Technologies are among the biggest workplaces in the city. Unemployment is a little higher than a year ago, and the county as a whole has fewer jobs than it did the year before. A fair number of people work from home, and the typical commute is a modest one.

Things to do. A short drive away, Kill Kare State Park and Burton Island State Park are protected areas on the water, and the Chester Alan Arthur State Historic Site is a museum. Lake Champlain, a longer drive away, is the big lake the region is known for, with its islands and shoreline reaching toward the rest of the area. Between the lake and the parks, there is plenty of room to be outdoors in the warmer months.

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  • 3,113households
  • 32%of adults have a degree
  • 20%below the poverty line
  • 23 mintypical commute
  • 12%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Shops (retail)14%
  • Professional and business services11%
  • Government10%
  • Restaurants, hotels and entertainment10%
  • Manufacturing10%

Employed residents by industry, from the Census survey. Franklin County had 16,625 jobs in 2025, 3.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 25° and 8°; warmest in July, 79° and 61° 0° 20° 40° 60° 80° J 25° 8° F M A M J J 79° 61° A S O N D
Average daily high and low for each month: coldest in January, 25° and 8°; warmest in July, 79° and 61° 0° 20° 40° 60° 80° J 25° 8° F M A M J J 79° 61° A S O N D

Coldest in January, with highs near 25° and lows near 8°; warmest in July, with highs near 79° and lows near 61°. About 80 inches of snow and 38 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the St. Albans Radio weather station, 3 miles away (NOAA).

Largest workplaces in Saint Albans

  1. Northwestern Medical CenterGeneral hospital566FTE
  2. Maple Run Unified Union School District #57School district510FTE
  3. Mylan TechnologiesPharmaceutical preparations manufacturing389
  4. City of St AlbansLegislative bodies133
  5. A.N. Deringer, Inc. - Saint AlbansCustoms brokers123
  6. Dairy Farmers of America85
  7. Food City St. AlbansFood stores37
  8. Department of StateFederal government31

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 897 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. Winter weatherRelatively high
  3. Ice stormsRelatively moderate
  4. Strong windRelatively moderate
  5. Cold wavesRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saint Albans’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Burlington-South Burlington, VT metro.

Saint Albans home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 Saint Albans $359,660 Vermont $391,900 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • Saint Albans$359,660
  • Vermont$391,900
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Saint Albans listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2024 2025 2026 Saint Albans 34.13% United States 26.90%
10% 20% 30% 2024 2025 2026
  • Saint Albans34.13%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 80 2018 2019 2020 2021 2022 2023 2024 2025 2026 Saint Albans 62
20 40 60 80 2018 2022 2026
  • Saint Albans62

New listings per month

Sellers arriving at the market.

10 15 20 25 2026 Saint Albans 21
10 15 20 25 2026
  • Saint Albans21

Median sale price

What buyers actually paid — closed sales, not asking prices.

$340,000 $350,000 $360,000 $370,000 2026 Saint Albans $341,235 United States $371,407
$340,000 $350,000 $360,000 $370,000 2026
  • Saint Albans$341,235
  • United States$371,407

Zip codes with a Saint Albans address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saint Albans — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Saint Albans