Saint Martins, Missouri.
Typical home $311,678 (+9.4% in a year). Jefferson City, MO metro.
to buy the typical home at today's mortgage rate — +$999 (+157%) since Jan 2020.
- 1 year
- Up $26,714 +9%
- $284,964$311,678 since Sep 2025
- 5 years
- Up $93,380 +43%
- $218,298$311,678 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Saint Martins$1,636
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Saint Martins, MO rose 9.4% over the past year — faster than the nation's +1.2%.
Living in Saint Martins, Cole County, Missouri
Saint Martins is a city of 1,191 people in Cole County. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Cole County was 3.3% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in government, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Saint Martins is a small city in Cole County where nearly everyone owns the home they live in, and where far fewer people live below the poverty line than you might expect. Household incomes in the town are not given here, but the county's are comfortable. Winters are cold, with January highs near freezing and lows well below it, and snow comes in modest amounts. Summers are hot, and the year brings plenty of rain.
Work. Residents work mostly in government, manufacturing, schools, hospitals and social care, and the building trades. Across Cole County, some of the largest workplaces are Jefferson City Schools, Hitachi Energy USA in Jefferson City, and SSM Health-St. Marys-Jefferson City. Commutes are fairly short, a good number of people work from home, and unemployment in the county has been low and slightly lower than a year earlier.
Things to do. A short drive away, Jefferson Landing State Historic Site is a protected area that tells the story of the riverfront, and Cedar Creek and Bonne Femme Creek offer quiet water to walk beside. For a longer outing, Rock Bridge Memorial State Park is a protected area with woods and trails, and Faurot Field is a stadium for those who enjoy a game day. Both are a longer drive from town.
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- 439households
- 39%of adults have a degree
- 5%below the poverty line
- 20 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Cole County had 54,542 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 21°; warmest in July, with highs near 88° and lows near 69°. About 9 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Jefferson City Wtp weather station, 8 miles away (NOAA).
Largest workplaces in Cole County
- Jefferson City SchoolsSchool district1,491FTE
- Hitachi Energy USA, inc. Jefferson CityDistribution transformers, electric, manufacturing1,256
- ScholasticGeneral warehousing and storage906
- Unilever680
- Capital Holding GroupConstruction management, highway, road, street and bridge678
- SSM Health-st. Marys-jefferson CityGeneral hospital649FTE
- Capital Region Medical CenterGeneral hospital611FTE
- Jefferson City Medical GroupPhysicians' offices590
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 75 workplaces with 20 or more staff, 12,395 people in all across the county; Saint Martins has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Ice stormsRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- LightningRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saint Martins’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cole County and the Jefferson City, MO metro.
Saint Martins home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Saint Martins$311,678
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Saint Martins address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saint Martins — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.