Salisbury, Maryland.
Typical home $263,312 (+0.9% in a year), asking rent $1,621 (+1.5%). Salisbury, MD-DE metro.
to buy the typical home at today's mortgage rate — +$739 (+115%) since Jan 2020.
- 1 year
- Up $2,235 +1%
- $261,077$263,312 since Sep 2025
- 5 years
- Up $52,031 +25%
- $211,281$263,312 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Salisbury$1,382
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Salisbury, MD rose 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Salisbury, MD rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Salisbury runs $230/mo more than renting one. The gap peaked at $379 in May 2024.
That is $1,851 a month against $1,621 rent: a $1,382 mortgage payment, plus $187 property tax and $282 insurance & upkeep.
Owning vs renting — Salisbury
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,851
- Renting$1,621
- Mortgage only$1,382
Property tax · $187/mo 0.85% of value a year — the ACS 2020-2024 median bill over the median home value for Wicomico County, MD
Insurance & upkeep · $282/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Salisbury, Wicomico County, Maryland
Salisbury is a city of 33,050 people in Wicomico County. Half its households earn more than $58,576 a year and half less, against $76,210 across Wicomico County; 24% of its people live below the poverty line. 27% of its homes are lived in by their owners and 73% are rented. Unemployment in Salisbury was 5.4% in August 2026, and Wicomico County had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Salisbury is a city in Wicomico County, and it is a young place, with residents who are younger on the whole than in most American communities. Most homes are rented rather than lived in by their owners, and household incomes run well below the county's. Winters are cool and summers are hot, and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants, hotels and entertainment also employing many. Among the largest workplaces in Salisbury are Wicomico County Public Schools, TidalHealth Peninsula Regional and Walmart. The commute is a modest one, and few people work from home.
Things to do. In or beside town, the Salisbury Zoo is a good place for a walk, and the Ward Museum of Wildfowl Art is a museum worth an afternoon. Schumaker Pond is a reservoir close by for time outdoors. For a longer drive, Assateague Island offers a beach.
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- 13,168households
- 26%of adults have a degree
- 24%below the poverty line
- 22 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Wicomico County had 46,328 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 47° and lows near 29°; warmest in July, with highs near 89° and lows near 70°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Salisbury weather station, under a mile away (NOAA).
Largest workplaces in Salisbury
- Wicomico County Public SchoolsSchool district2,569FTE
- Tidalhealth Peninsula RegionalGeneral hospital1,927FTE
- WalmartWarehouse clubs and supercenters380
- Delmarva PowerDistribution of electric power260
- Chesapeake ShipbuildingShipyard258
- Encompass Health Rehabilitation HospRehabilitation hospital192FTE
- UPSCouriers and express delivery services183
- Sam's ClubWarehouse clubs and supercenters175
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 48 workplaces with 20 or more staff, 4,193 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Hurricanesrelatively high in parts of SalisburyRelatively moderate
- Winter weatherrelatively high in parts of SalisburyRelatively moderate
- Lightningrelatively high in parts of SalisburyRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Salisbury’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wicomico County and the Salisbury, MD-DE metro.
Salisbury home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Salisbury$263,312
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Salisbury listings, and the typical home goes pending in 30 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Salisbury28.70%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Salisbury30
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Salisbury275
New listings per month
Sellers arriving at the market.
- Salisbury77
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Salisbury$262,694
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Salisbury98.30%
Zip codes with a Salisbury address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Salisbury — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Salisbury
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 21804 | Salisbury | 40,430 | $1,665 | $247,543 |
| 21801 | Salisbury | 30,088 | $1,647 | $287,576 |