San Antonio, Florida.
Typical home $341,826 (-3.1% in a year), asking rent $1,951 (-0.0%). Tampa-St. Petersburg-Clearwater, FL metro.
to buy the typical home at today's mortgage rate — +$943 (+111%) since Jan 2020.
- 1 year
- Down $11,099 -3%
- $352,925$341,826 since Sep 2025
- 5 years
- Up $41,786 +14%
- $300,041$341,826 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- San Antonio$1,794
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 27 years.
Typical home values in San Antonio, FL fell 3.1% over the past year — slower than the nation's +1.2%.
Asking rents in San Antonio, FL fell 0.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in San Antonio runs $418/mo more than renting one. The gap peaked at $581 in Mar 2025.
That is $2,369 a month against $1,951 rent: a $1,794 mortgage payment, plus $209 property tax and $366 insurance & upkeep.
Owning vs renting — San Antonio
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,369
- Renting$1,951
- Mortgage only$1,794
Property tax · $209/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Pasco County, FL
Insurance & upkeep · $366/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in San Antonio, Pasco County, Florida
San Antonio is a city of 1,297 people in Pasco County. Half its households earn more than $94,342 a year and half less, against $70,492 across Pasco County; 5% of its people live below the poverty line. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Pasco County was 5.0% in August 2026, and the county had 3.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. San Antonio is a small city in Pasco County where almost everyone owns the home they live in, far more than across the county as a whole. Household incomes run well above the county's, and fewer people live below the poverty line than you might expect. Residents tend to be middle-aged, and a good share of adults hold a four-year degree. Winters are mild, with little or no snow, while summers are hot. Rain is plentiful through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in government and in shops. Across Pasco County, some of the largest workplaces are Pasco Schools, AdventHealth Wesley Chapel and HCA Florida Bayonet Point Hospital. A typical commute is a moderate drive, and only a small number of people work from home.
Things to do. The closest of the listed places is the Pioneer Florida Museum and Village, a museum a short drive away. Farther afield, a longer drive brings you to Hillsborough River State Park, a protected area along the Hillsborough River, and to Busch Gardens Tampa, a zoo and tourist attraction. Raymond James Stadium, a stadium, is also a longer drive away.
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- 542households
- 42%of adults have a degree
- 5%below the poverty line
- 26 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Pasco County had 150,334 jobs in 2025, 3.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 70° and lows near 49°; warmest in July, with highs near 90° and lows near 73°. About 53 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Saint Leo weather station, a mile away (NOAA).
Largest employers in Pasco County
- Pasco County School District13,033
- Pasco County Government4,507
- HCA Healthcare (5 locations)2,959
- State of Florida1,860
- BayCare Morton Plant North Bay Hospital1,835
- Florida Medical Clinic (22 locations)1,300
- Pasco County Sheriff1,280
- Advent Health Wesley Chapel (1)1,260
From Pasco County’s annual financial report for 2025, its schedule of principal employers, as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- HurricanesRelatively high
- TornadoesRelatively high
- WildfireRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in San Antonio’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pasco County and the Tampa-St. Petersburg-Clearwater, FL metro.
San Antonio home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- San Antonio$341,826
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 4 San Antonio listings, and the typical home goes pending in 59 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- San Antonio27.53%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- San Antonio136
New listings per month
Sellers arriving at the market.
- San Antonio25
Zip codes with a San Antonio address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls San Antonio — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.