San Antonio, Texas.
Typical home $244,623 (-2.2% in a year), asking rent $1,381 (-0.8%). San Antonio-New Braunfels, TX metro.
to buy the typical home at today's mortgage rate — +$575 (+81%) since Jan 2020.
- 1 year
- Down $5,585 -2%
- $250,207$244,623 since Sep 2025
- 5 years
- Up $9,643 +4%
- $234,980$244,623 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- San Antonio$1,284
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 86 years.
Typical home values in San Antonio, TX fell 2.2% over the past year — slower than the nation's +1.2%.
Asking rents in San Antonio, TX fell 0.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in San Antonio runs $517/mo more than renting one. The gap peaked at $718 in Oct 2023.
That is $1,898 a month against $1,381 rent: a $1,284 mortgage payment, plus $353 property tax and $262 insurance & upkeep.
Owning vs renting — San Antonio
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,898
- Renting$1,381
- Mortgage only$1,284
Property tax · $353/mo 1.73% of value a year — the ACS 2020-2024 median bill over the median home value for Bexar County, TX
Insurance & upkeep · $262/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in San Antonio, Bexar County, Texas
San Antonio is a city of 1,434,625 people in Bexar County. Half its households earn more than $65,056 a year and half less, against $72,341 across Bexar County; 17% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in San Antonio was 4.4% in August 2026, and Bexar County had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. San Antonio is a large Texas city, one of the biggest in the country, with a population younger than much of the nation. Incomes run below the county's, and renters are about as common as owners, so homes here are lived in by their owners less often than across the county. Winters are mild and almost snow-free, summers are hot, and rain falls through the year.
Work. Most residents work in schools, hospitals and social care, professional and business services, restaurants, hotels and entertainment, or shops. Among the largest workplaces in San Antonio are North East ISD, Methodist Hospital and San Antonio ISD. Jobs across Bexar County have grown only slightly over the past year, and a typical commute is not a long one.
Things to do. Within a short drive are San Antonio Missions National Historical Park, a protected area, and the Tower of the Americas, a well-known tourist attraction. The San Antonio Zoo and the San Antonio Botanical Garden are also a short drive away. Six Flags Fiesta Texas, an amusement park, is a longer drive out.
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- 554,581households
- 29%of adults have a degree
- 17%below the poverty line
- 24 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Bexar County had 937,109 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 63° and lows near 40°; warmest in August, with highs near 95° and lows near 74°. About 34 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the San Antonio Incarnate Word weather station, 3 miles away (NOAA).
Largest workplaces in San Antonio
- North East ISDSchool district8,206FTE
- Methodist HospitalGeneral hospital7,499FTE
- San Antonio ISDSchool district7,213FTE
- The University of Texas Health Science Center at San AntonioUniversity or college6,957
- University Health SystemGeneral hospital6,741FTE
- Veterans Health AdministrationFederal government · Department of Veterans Affairs5,367
- Baptist Health SystemGeneral hospital4,587FTE
- SeaWorld (SWT)Theme park4,426
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 984 workplaces with 20 or more staff, 170,410 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- TornadoesRelatively high
- Heat wavesrelatively high in parts of San AntonioRelatively moderate
- Inland floodingrelatively high in parts of San AntonioRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in San Antonio’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bexar County and the San Antonio-New Braunfels, TX metro.
San Antonio home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- San Antonio$244,623
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 San Antonio listings, and the typical home goes pending in 49 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- San Antonio31.52%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- San Antonio49
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- San Antonio8,526
New listings per month
Sellers arriving at the market.
- San Antonio1,625
Median sale price
What buyers actually paid — closed sales, not asking prices.
- San Antonio$280,402
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- San Antonio97.29%
Zip codes with a San Antonio address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls San Antonio — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in San Antonio
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 78245 | San Antonio | 96,015 | $1,484 | $253,570 |
| 78254 | San Antonio | 77,893 | $1,801 | $304,573 |
| 78253 | San Antonio | 69,282 | $1,592 | $319,964 |
| 78249 | San Antonio | 63,439 | $1,393 | $298,882 |
| 78251 | San Antonio | 59,435 | $1,233 | $258,929 |
| 78223 | San Antonio | 58,983 | $1,267 | $179,170 |
| 78240 | San Antonio | 57,921 | $1,256 | $261,726 |
| 78250 | San Antonio | 57,323 | $1,491 | $239,378 |
| 78228 | San Antonio | 56,165 | $1,152 | $163,693 |
| 78207 | San Antonio | 55,474 | $1,317 | $102,471 |
| 78258 | San Antonio | 52,448 | $1,478 | $500,221 |
| 78247 | San Antonio | 51,933 | $1,547 | $273,809 |
| 78233 | San Antonio | 48,911 | $1,317 | $224,753 |
| 78227 | San Antonio | 44,035 | $1,363 | $158,053 |
| 78209 | San Antonio | 43,400 | $1,539 | $466,991 |
| 78221 | San Antonio | 42,178 | $1,236 | $172,953 |
| 78201 | San Antonio | 41,981 | $1,042 | $165,016 |
| 78230 | San Antonio | 41,387 | $1,115 | $353,731 |
| 78216 | San Antonio | 41,180 | $1,233 | $279,619 |
| 78218 | San Antonio | 39,428 | $1,453 | $192,390 |
| 78244 | San Antonio | 38,092 | $1,545 | $209,968 |
| 78260 | San Antonio | 38,023 | $1,539 | $513,569 |
| 78237 | San Antonio | 37,379 | $1,216 | $119,779 |
| 78232 | San Antonio | 36,636 | $1,291 | $378,257 |
| 78242 | San Antonio | 36,168 | $1,459 | $152,506 |
| 78229 | San Antonio | 35,664 | $1,049 | $182,318 |
| 78210 | San Antonio | 34,940 | $1,341 | $155,305 |
| 78217 | San Antonio | 34,055 | $1,147 | $220,205 |
| 78211 | San Antonio | 30,857 | $1,389 | $124,127 |
| 78259 | San Antonio | 29,826 | $1,464 | $399,823 |
| 78239 | San Antonio | 28,609 | $1,493 | $209,421 |
| 78212 | San Antonio | 27,437 | $1,437 | $276,814 |
| 78261 | San Antonio | 26,657 | $1,768 | $434,207 |
| 78222 | San Antonio | 26,476 | $1,651 | $206,484 |
| 78238 | San Antonio | 26,032 | $1,308 | $217,490 |
| 78224 | San Antonio | 22,232 | $1,632 | $197,559 |
| 78214 | San Antonio | 22,118 | $964 | $135,319 |
| 78252 | San Antonio | 21,790 | $1,740 | $241,554 |
| 78220 | San Antonio | 19,423 | $1,512 | $148,731 |
| 78219 | San Antonio | 17,924 | $1,340 | $164,158 |
| 78255 | San Antonio | 17,379 | $1,932 | $541,538 |
| 78248 | San Antonio | 14,488 | $1,237 | $498,403 |
| 78256 | San Antonio | 13,453 | $1,571 | $588,407 |
| 78225 | San Antonio | 13,104 | $1,350 | $121,334 |
| 78204 | San Antonio | 11,983 | $1,352 | $165,146 |
| 78264 | San Antonio | 11,841 | — | $215,094 |
| 78257 | San Antonio | 10,992 | $1,365 | $926,186 |
| 78202 | San Antonio | 10,224 | $1,355 | $149,652 |
| 78073 | Von Ormy | 10,088 | $1,726 | $237,347 |
| 78266 | San Antonio | 7,338 | — | $565,721 |
| 78226 | San Antonio | 6,554 | — | $129,576 |
| 78203 | San Antonio | 5,200 | $1,669 | $156,363 |
| 78263 | San Antonio | 4,253 | — | $342,735 |
| 78208 | San Antonio | 3,861 | $1,678 | $175,934 |
| 78215 | San Antonio | 3,506 | $1,635 | $414,673 |
| 78205 | San Antonio | 1,538 | $2,016 | $597,365 |