San Saba, Texas.
Typical home $190,331 (-1.9% in a year).
to buy the typical home at today's mortgage rate — +$412 (+70%) since Jan 2020.
- 1 year
- Down $3,641 -2%
- $193,972$190,331 since Sep 2025
- 5 years
- Down $24,259 -11%
- $214,590$190,331 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- San Saba$999
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in San Saba, TX fell 1.9% over the past year — slower than the nation's +1.2%.
Living in San Saba, San Saba County, Texas
San Saba is a city of 3,117 people in San Saba County. Half its households earn more than $50,373 a year and half less, against $55,819 across San Saba County; 15% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in San Saba County was 4.5% in August 2026, and the county had 1.8% fewer jobs in 2025 than the year before. The most residents work in shops, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. San Saba is a small Texas city where people are younger on average than in many towns of its size, and where most homes are lived in by their owners. Incomes run below the county's, and more people live below the poverty line than many would expect in a town this size. Winters are mild and brief, with the coldest days in January still cool rather than harsh, while summers turn very hot by August and the year brings a moderate amount of rain.
Work. Residents work mostly in shops, the building trades, schools, hospitals and social care, and government. The largest workplaces in town include San Saba ISD, Chase Pecan, which hulls and shells pecans, and San Saba Nursing and Rehabilitation. Unemployment in the county is a little higher than it was a year ago, and the county has fewer jobs than the year before. Most people travel a fair way to work, and few work from home.
Things to do. The San Saba River is a short drive away and is the nearest place to get out on the water. Farther afield, Colorado Bend State Park is a protected area for walking and time outdoors, and Lake Merritt is a reservoir for anyone who likes to be near still water. Each of these is a longer drive from town.
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- 1,059households
- 16%of adults have a degree
- 15%below the poverty line
- 22 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. San Saba County had 1,560 jobs in 2025, 1.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 33°; warmest in August, with highs near 96° and lows near 71°. About 29 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the San Saba 7NW weather station, 6 miles away (NOAA).
Largest workplaces in San Saba
- San Saba ISDSchool district124FTE
- Chase PecanPecan hulling and shelling95
- San Saba Nursing and RehabilitationNursing homes49
- PAY and SaveGrocery stores35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 179 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Winter weatherRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in San Saba’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Saba County.
San Saba home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- San Saba$190,331
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 6 San Saba listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- San Saba15.61%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- San Saba40
Zip codes with a San Saba address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls San Saba — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.