States · Texas · Guadalupe County

Santa Clara, Texas.

Typical home $491,977 (+2.0% in a year). San Antonio-New Braunfels, TX metro.

What it costs per month · Santa Clara $2,582/mo

to buy the typical home at today's mortgage rate — +$1,315 (+104%) since Jan 2020.

What the home itself did
1 year
Up $9,590 +2%
$482,386$491,977 since Sep 2025
5 years
Up $62,584 +15%
$429,393$491,977 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Santa Clara $2,582 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Santa Clara$2,582
  • Texas$1,556
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in Santa Clara, TX rose 2.0% over the past year — faster than the nation's +1.2%.

Living in Santa Clara, Guadalupe County, Texas

Santa Clara is a city of 778 people in Guadalupe County. Half its households earn more than $81,607 a year and half less, against $92,375 across Guadalupe County; 10% of its people live below the poverty line. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Guadalupe County was 4.4% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most people in Guadalupe County work in schools and health care, then shops.

People 778 in the 2020 census
Household income $81,607 the median, give or take $7,682 · Guadalupe County: $92,375
Unemployment 4.4% Guadalupe County, August 2026; 4.2% a year before
Homes 94% lived in by their owners; 6% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Santa Clara is a very small Texas city in Guadalupe County, and nearly everyone who lives here owns their home. Household incomes run below the county's, and homes are valued well above what you might expect for a place this size. A four-year degree is less common among adults here than across much of the country, and the daily drive to work is a long one.

Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. Across Guadalupe County, some of the largest workplaces are Schertz-Cibolo-Universal City ISD, Seguin Engine Center and Vitesco Technologies USA. Unemployment in the county is a little higher than a year ago, though the county has added jobs over the past year.

Things to do. The Comal River and Lake McQueeney are both a short drive away for time on the water. A longer drive brings you to San Antonio Missions National Historical Park, a protected area, and to Natural Bridge Caverns. Winters are mild, summers are hot, and snow is rare, so most of the year suits time outdoors.

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  • 21%of adults have a degree
  • 10%below the poverty line
  • 34 mintypical commute
  • 11%work from home

What people in Guadalupe County work in

  • Schools, hospitals and social care20%
  • Shops (retail)13%
  • Manufacturing11%
  • Professional and business services10%
  • Restaurants, hotels and entertainment9%
  • Building trades8%

Employed residents by industry, from the Census survey. Guadalupe County had 49,773 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 62° and 37°; warmest in August, 95° and 71° 40° 60° 80° 100° J 62° 37° F M A M J J A 95° 71° S O N D
Average daily high and low for each month: coldest in January, 62° and 37°; warmest in August, 95° and 71° 40° 60° 80° 100° J 62° 37° F M A M J J A 95° 71° S O N D

Coldest in January, with highs near 62° and lows near 37°; warmest in August, with highs near 95° and lows near 71°. About 34 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the New Braunfels weather station, 5 miles away (NOAA).

Largest workplaces in Guadalupe County

  1. Schertz-cibolo-u City ISDSchool district1,914FTE
  2. Seguin Engine CenterDiesel and semidiesel engines manufacturing1,420
  3. Vitesco Technologies USAGenerating apparatus and parts for internal combustion engines manufacturing1,264
  4. WalmartGeneral warehousing and storage1,234
  5. Seguin ISDSchool district1,082FTE
  6. Aisin TexasAutomotive manufacting998
  7. Tyson FarmsPoultry processing856
  8. Force Pressure ControlOil and gas field services on a contract basis694

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 137 workplaces with 20 or more staff, 20,866 people in all across the county; Santa Clara has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. Inland floodingRelatively high
  3. TornadoesRelatively high
  4. Winter weatherRelatively high
  5. HailRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Santa Clara’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Guadalupe County and the San Antonio-New Braunfels, TX metro.

Santa Clara home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Santa Clara $491,977 Texas $296,424 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Santa Clara$491,977
  • Texas$296,424
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2023 2024 2025 2026 Santa Clara 10
5 8 10 12 2023 2024 2025 2026
  • Santa Clara10

Zip codes with a Santa Clara address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Santa Clara — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.