Santo, Texas.
Typical home $406,955 (-0.4% in a year). Mineral Wells, TX metro.
to buy the typical home at today's mortgage rate — +$762 (+55%) since Feb 2022.
- 1 year
- Down $1,582 -0%
- $408,537$406,955 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Santo$2,136
- Texas$1,556
- United States$1,922
Typical home values in Santo, TX fell 0.4% over the past year — slower than the nation's +1.2%.
Living in Santo, Palo Pinto County, Texas
Santo, in Palo Pinto County, had 347 people in the 2020 census. Half its households earn more than $104,107 a year and half less, against $67,674 across Palo Pinto County. Unemployment in Palo Pinto County was 4.6% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most people in Palo Pinto County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Santo is a very small community in Palo Pinto County, Texas, with far fewer residents than most towns. Household incomes here run well above the county's, while the typical home is valued at a good deal more than most would expect to find in a place this size. Winters are cool, with January the coldest month and highs staying above freezing, and summers are hot, with July the warmest.
Work. Residents work mostly in schools, hospitals and social care, the building trades, manufacturing and retail. Across Palo Pinto County, some of the largest workplaces are Traton, which assembles heavy trucks, Mineral Wells ISD and Palo Pinto General Hospital. Unemployment across the county is slightly higher than a year earlier, though the county has added jobs over the past year.
Things to do. Palo Pinto Creek and Worser Creek are both a short drive away, as is Palo Pinto Creek Reservoir, which suits time by the water. A longer drive leads to Possum Kingdom Lake, a large reservoir, and to Palo Pinto Mountains State Park, a protected area for walking and spending a day outdoors.
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What people in Palo Pinto County work in
Employed residents by industry, from the Census survey. Palo Pinto County had 8,545 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 31°; warmest in July, with highs near 96° and lows near 74°.
Average daily high and low, 1991–2020, at the Lake Palo Pinto weather station, 7 miles away (NOAA).
Largest workplaces in Palo Pinto County
- TratonTrucks, heavy, assembling on chassis of own manufacture1,089
- Mineral Wells ISDSchool district452FTE
- WalmartWarehouse clubs and supercenters353
- Palo Pinto General HospitalGeneral hospital294FTE
- CANTEX INC.-Specialty FacilityPvc pipe manufacturing175
- CANTEX INC.-Injection MoldingPvc pipe manufacturing171
- The Gunter HotelTourist lodges113
- American Medical Response101
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 3,100 people in all across the county; Santo has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireRelatively high
- HailRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Santo’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Palo Pinto County and the Mineral Wells, TX metro.
Santo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Santo$406,955
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Santo13
Zip codes with a Santo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Santo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.