Sappington, Missouri.
Typical home $359,488 (+3.1% in a year), asking rent $1,403 (+6.6%). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$998 (+112%) since Jan 2020.
- 1 year
- Up $10,938 +3%
- $348,550$359,488 since Sep 2025
- 5 years
- Up $74,412 +26%
- $285,076$359,488 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sappington$1,887
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Sappington, MO rose 3.1% over the past year — faster than the nation's +1.2%.
Asking rents in Sappington, MO rose 6.6% over the past year — faster than the nation's +2.7%.
Owning the typical home in Sappington runs $1,230/mo more than renting one. The gap peaked at $1,261 in Jan 2025.
That is $2,633 a month against $1,403 rent: a $1,887 mortgage payment, plus $361 property tax and $385 insurance & upkeep.
Owning vs renting — Sappington
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,633
- Renting$1,403
- Mortgage only$1,887
Property tax · $361/mo 1.20% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Louis County, MO
Insurance & upkeep · $385/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Sappington, St. Louis County, Missouri
Sappington, in St. Louis County, had 7,995 people in the 2020 census. Half its households earn more than $77,650 a year and half less, against $82,936 across St. Louis County; 4% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in St. Louis County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sappington is a community in St. Louis County where most homes are lived in by their owners, and the typical resident is somewhat older than the typical American. Household incomes run a little below the county's, and few residents live below the poverty line. A good share of adults hold a four-year degree, and winters are cold while summers turn hot, with a fair amount of rain and melted snow through the year.
Work. Many residents work in schools, hospitals and social care, with shops, other services, and professional and business services also employing a good number. Mercy Hospital South and Lindbergh Schools are among the biggest workplaces in Sappington, and Mercy Rehabilitation Hospital ST. LO is another. The typical commute is moderate, and some residents work from home.
Things to do. Several well-known places are a short drive away, including Forest Park, a large city garden and park, and the Saint Louis Zoo. The Missouri Botanical Garden and the Saint Louis Art Museum are also a short drive away. For a longer outing, Gateway Arch National Park is a longer drive away.
Report a mistake
- 3,220households
- 46%of adults have a degree
- 4%below the poverty line
- 21 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Louis County had 589,803 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 25°; warmest in July, with highs near 90° and lows near 72°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Louis Sci Ctr weather station, 9 miles away (NOAA).
Largest workplaces in Sappington
- Mercy Hospital SouthGeneral hospital2,419FTE
- Lindbergh SchoolsSchool district848FTE
- Mercy Rehabilitation Hospital St. LORehabilitation hospital85FTE
- Cedarhurst Living, LLC - Tesson HeightsAssisted-living facilities with on-site nursing facilities81
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 3,367 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- HailRelatively high
- EarthquakesRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sappington’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the St. Louis, MO-IL metro.
Sappington home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sappington$359,488
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 4 Sappington listings, and the typical home goes pending in 9 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Sappington25.28%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Sappington9
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sappington64
New listings per month
Sellers arriving at the market.
- Sappington30
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Sappington$353,509
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Sappington102.31%
Zip codes with a Sappington address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sappington — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.