Schell City, Missouri.
Typical home $238,399 (+4.5% in a year).
to buy the typical home at today's mortgage rate — +$834 (+200%) since Jan 2020.
- 1 year
- Up $10,374 +5%
- $228,025$238,399 since Sep 2025
- 5 years
- Up $86,062 +56%
- $152,337$238,399 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Schell City$1,251
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 8 years.
Typical home values in Schell City, MO rose 4.5% over the past year — faster than the nation's +1.2%.
Living in Schell City, Vernon County, Missouri
Schell City is a city of 228 people in Vernon County. Unemployment in Vernon County was 3.9% in August 2026, and the county had 6.5% more jobs in 2025 than the year before. The most people in Vernon County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Schell City is a very small city in Vernon County, Missouri, with few residents and a quiet, rural feel. Winters are cold, with a modest amount of snow, and summers turn hot, while rain and melted snow add up to a fairly wet year. Typical home values here sit above what the county's household incomes might suggest, and relatively few adults hold a four-year degree.
Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing and in the building trades. Across Vernon County, the largest workplaces include 3M Company, Nevada R-V Schools and Walmart. Unemployment in the county has eased compared with a year earlier, and the county has added jobs over the past year.
Things to do. Panther Creek runs in or beside town, and the Marais des Cygnes River and Little Osage River are each a short drive away for time near the water. Fort Carondelet, a historic fort, and the Carrington Osage Village Site, an archaeological site, are also a short drive away for anyone interested in the area's past.
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- 13%of adults have a degree
- 11%below the poverty line
What people in Vernon County work in
Employed residents by industry, from the Census survey. Vernon County had 7,011 jobs in 2025, 6.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 22°; warmest in July, with highs near 89° and lows near 68°. About 2 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Eldorado Springs weather station, 12 miles away (NOAA).
Largest workplaces in Vernon County
- 3M Company662
- Nevada R-V SchoolsSchool district337FTE
- WalmartWarehouse clubs and supercenters298
- Nevada Regional Medical CenterGeneral hospital234FTE
- Cottey CollegeUniversity or college179
- Heartland Behavioral Hlth SvcsPsychiatric and substance abuse hospitals148
- Archer Daniels Midland Company79
- Medicalodges NevadaSkilled nursing facilities53
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,476 people in all across the county; Schell City has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- Ice stormsRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Schell City’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Vernon County.
Schell City home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Schell City$238,399
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Schell City address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Schell City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.