Sedalia, Missouri.
Typical home $186,725 (+1.4% in a year), asking rent $1,147 (+8.3%). Sedalia, MO metro.
to buy the typical home at today's mortgage rate — +$574 (+141%) since Jan 2020.
- 1 year
- Up $2,585 +1%
- $184,140$186,725 since Sep 2025
- 5 years
- Up $51,768 +38%
- $134,957$186,725 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sedalia$980
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Sedalia, MO rose 1.4% over the past year — faster than the nation's +1.2%.
Asking rents in Sedalia, MO rose 8.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in Sedalia runs $154/mo more than renting one. The gap peaked at $179 in Aug 2025.
That is $1,301 a month against $1,147 rent: a $980 mortgage payment, plus $121 property tax and $200 insurance & upkeep.
Owning vs renting — Sedalia
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,301
- Renting$1,147
- Mortgage only$980
Property tax · $121/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Pettis County, MO
Insurance & upkeep · $200/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Sedalia, Pettis County, Missouri
Sedalia is a city of 21,725 people in Pettis County. Half its households earn more than $50,990 a year and half less, against $60,430 across Pettis County; 19% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Pettis County was 4.3% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sedalia is a small city and the seat of Pettis County, Missouri. Households here have incomes below the county's, and more people live below the poverty line than most would expect of a place this size. Most homes are lived in by their owners, and a four-year degree is held by a smaller group of adults than in many towns. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Snow falls most winters, and the year brings a fair amount of rain.
Work. Many residents work in schools, hospitals and social care, with manufacturing, retail and restaurants and hotels also employing a good number. Among the largest workplaces in Sedalia are Sedalia Schools, Bothwell Regional Health Center and Stanley Black and Decker. The typical commute is short, and few people work from home. Unemployment in the county has eased a little over the past year, and the county has added a few more jobs.
Things to do. Missouri State Fair Speedway is a race track in or beside town. A short drive away, Bothwell Lodge State Historic Site is a protected area to explore on foot, and Spring Fork is one of several nearby rivers where people can spend time by the water. Knob Noster State Park, another protected area, is a longer drive away.
Report a mistake
- 9,363households
- 16%of adults have a degree
- 19%below the poverty line
- 16 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Pettis County had 19,680 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 19°; warmest in July, with highs near 87° and lows near 67°. About 13 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sedalia Wtp weather station, 2 miles away (NOAA).
Largest workplaces in Sedalia
- Children's Therapy Center / Center for Human ServicesActivity centers for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities1,175
- Sedalia 200 SchoolsSchool district763FTE
- Bothwell Regional Health CenterGeneral hospital745FTE
- Stanley Black and DeckerTool boxes, light gauge metal, manufacturing505
- State Fair Community CollegeTwo-year college455
- WalmartWarehouse clubs and supercenters429
- Sylvia G. Thompson Residence CenterSkilled nursing facilities272
- American Professional Staffing SolutionsTemporary employment services263
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 4,343 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- TornadoesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sedalia’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pettis County and the Sedalia, MO metro.
Sedalia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sedalia$186,725
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 4 Sedalia listings, and the typical home goes pending in 13 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Sedalia24.07%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Sedalia13
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sedalia134
New listings per month
Sellers arriving at the market.
- Sedalia48
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Sedalia$215,090
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Sedalia98.29%
Zip codes with a Sedalia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sedalia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.