Seguin, Texas.
Typical home $268,277 (-1.7% in a year), asking rent $1,395 (+1.8%). San Antonio-New Braunfels, TX metro.
to buy the typical home at today's mortgage rate — +$607 (+76%) since Jan 2020.
- 1 year
- Down $4,762 -2%
- $273,039$268,277 since Sep 2025
- 5 years
- Up $2,176 +1%
- $266,100$268,277 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Seguin$1,408
- Texas$1,556
- United States$1,922
Typical home values in Seguin, TX fell 1.7% over the past year — slower than the nation's +1.2%.
Asking rents in Seguin, TX rose 1.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Seguin runs $620/mo more than renting one. The gap peaked at $823 in Oct 2023.
That is $2,014 a month against $1,395 rent: a $1,408 mortgage payment, plus $319 property tax and $287 insurance & upkeep.
Owning vs renting — Seguin
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,014
- Renting$1,395
- Mortgage only$1,408
Property tax · $319/mo 1.43% of value a year — the ACS 2020-2024 median bill over the median home value for Guadalupe County, TX
Insurance & upkeep · $287/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Seguin, Guadalupe County, Texas
Seguin is a city of 29,433 people in Guadalupe County. Half its households earn more than $64,861 a year and half less, against $92,375 across Guadalupe County; 17% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Seguin was 4.5% in August 2026, and Guadalupe County had 2.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Seguin is a city in Guadalupe County with a fairly young population for its size. Household incomes here run well below the county's, and more people live below the poverty line than a comfortable share would suggest. Most homes are lived in by their owners, though a good number of households rent. Few adults hold a four-year degree. Winters are mild and short, with the coldest weather in January, while summers are very hot, peaking in August. Rain and melted snow add up to a moderate amount over the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, retail, and restaurants and hotels also employing a lot of people. Among the largest workplaces in Seguin are Seguin Engine Center, Vitesco Technologies USA and Seguin ISD. Jobs across the county grew slightly last year, and the unemployment rate is unchanged from a year earlier. A typical commute is a fairly short drive, and a small share of people work from home.
Things to do. In or beside town, Saffold Dam is a waterfall, and Walnut Springs Park is a protected area where people can spend time outdoors. ZDT's Amusement Park is also in or beside town. A short drive away are Lake McQueeney and Lake Placid, both good for time by the water.
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- 12,483households
- 19%of adults have a degree
- 17%below the poverty line
- 25 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Guadalupe County had 49,773 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 40°; warmest in August, with highs near 98° and lows near 73°. About 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Austin San Antonio weather station, 9 miles away (NOAA).
Largest workplaces in Seguin
- Seguin Engine CenterDiesel and semidiesel engines manufacturing1,420
- Vitesco Technologies USAGenerating apparatus and parts for internal combustion engines manufacturing1,264
- Seguin ISDSchool district1,082FTE
- Tyson FarmsPoultry processing856
- Force Pressure ControlOil and gas field services on a contract basis694
- Helmerich & Payne, Inc.Drilling oil and gas wells656
- Guadalupe Regional Medical CenterGeneral hospital636FTE
- H-E-BRetail515
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 47 workplaces with 20 or more staff, 9,641 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- HailRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Seguin’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Guadalupe County and the San Antonio-New Braunfels, TX metro.
Seguin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Seguin$268,277
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Seguin listings, and the typical home goes pending in 58 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Seguin26.63%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Seguin58
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Seguin397
New listings per month
Sellers arriving at the market.
- Seguin60
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Seguin$270,560
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Seguin96.86%
Zip codes with a Seguin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Seguin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.