Seminole, Texas.
Typical home $260,920 (+2.4% in a year).
to buy the typical home at today's mortgage rate — +$637 (+87%) since Jan 2020.
- 1 year
- Up $6,220 +2%
- $254,701$260,920 since Sep 2025
- 5 years
- Up $37,925 +17%
- $222,995$260,920 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Seminole$1,370
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Seminole, TX rose 2.4% over the past year — faster than the nation's +1.2%.
Living in Seminole, Gaines County, Texas
Seminole is a city of 6,988 people in Gaines County. Half its households earn more than $60,390 a year and half less, against $74,132 across Gaines County; 6% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Gaines County was 3.3% in August 2026, and the county had 7.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Seminole is a small city in Gaines County, in the flat country of West Texas. Most homes here are lived in by their owners, and the share of people living below the poverty line is low. Household incomes run below the county's, and the typical home is worth a good deal, and the people are on the younger side for a town of its size. Few adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, in the building trades, in farming, forestry and mining, and in shops. The biggest workplaces in town include Seminole ISD, Memorial Hospital-Seminole and Walmart. Unemployment in the county is low and slightly lower than a year ago, and the county has gained jobs over the past year. The typical commute is a short one, and almost nobody works from home.
Things to do. Seminole Draw, a river, lies a longer drive away. Winters are cool, with snow only now and then, and summers are hot, so the milder seasons in between are the easiest for time outdoors. Rain and melted snow add up to little over a year.
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- 2,601households
- 18%of adults have a degree
- 6%below the poverty line
- 24 mintypical commute
- 1%work from home
What residents work in
Employed residents by industry, from the Census survey. Gaines County had 7,244 jobs in 2025, 7.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 28°; warmest in July, with highs near 94° and lows near 67°. About 5 inches of snow and 17 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Seminole weather station, under a mile away (NOAA).
Largest workplaces in Seminole
- Seminole ISDSchool district479FTE
- Memorial Hospital-seminoleCritical access hospital288FTE
- WalmartDiscount department stores120
- United SupermarketsSupermarket57
- South Plains Implement, LTD - SeminoleFarm machinery and equipment merchant wholesalers40
- PAY and SaveGrocery stores38
- Jacam SeminoleOil and gas field services on a contract basis20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 275 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- HailVery high
- Strong windVery high
- Winter weatherRelatively high
- LightningRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Seminole’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gaines County.
Seminole home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Seminole$260,920
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Seminole listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Seminole23.38%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Seminole75
New listings per month
Sellers arriving at the market.
- Seminole18
Zip codes with a Seminole address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Seminole — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.