States · Missouri · Newton County

Seneca, Missouri.

Typical home $222,299 (+5.1% in a year). Joplin, MO metro.

What it costs per month · Seneca $1,167/mo

to buy the typical home at today's mortgage rate — +$674 (+137%) since Jan 2020.

What the home itself did
1 year
Up $10,718 +5%
$211,581$222,299 since Sep 2025
5 years
Up $62,539 +39%
$159,761$222,299 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Seneca $1,167 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Seneca$1,167
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Seneca, MO rose 5.1% over the past year — faster than the nation's +1.2%.

Living in Seneca, Newton County, Missouri

Seneca is a city of 2,230 people in Newton County. Half its households earn more than $46,023 a year and half less, against $66,301 across Newton County. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Newton County was 3.8% in August 2026, and the county had 8.1% more jobs in 2025 than the year before. The most people in Newton County work in schools and health care, then manufacturing.

People 2,230 in the 2020 census
Household income $46,023 the median, give or take $9,517 · Newton County: $66,301
Unemployment 3.8% Newton County, August 2026; 4.3% a year before
Homes 64% lived in by their owners; 36% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Seneca is a small city in the southwest corner of Missouri. Incomes here run below the county's, and most homes are lived in by their owners. Few adults hold a four-year degree. Winters are cold, with a little snow, and summers get hot, with plenty of rain through the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing many. Across Newton County, some of the largest workplaces are Freeman OAK Hill Health System, La-Z-Boy and Crowder College. The commute is a moderate one, and few people work from home.

Things to do. Spring River and Twin Bridges State Park are both a short drive away, and the river and the park make easy outings close to home. A longer drive leads to Grand Lake o' the Cherokees, a large reservoir, and to George Washington Carver National Monument, a protected area.

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  • 645households
  • 7%of adults have a degree
  • 23 mintypical commute
  • 7%work from home

What people in Newton County work in

  • Schools, hospitals and social care20%
  • Manufacturing19%
  • Shops (retail)12%
  • Professional and business services8%
  • Restaurants, hotels and entertainment8%
  • Building trades8%

Employed residents by industry, from the Census survey. Newton County had 23,014 jobs in 2025, 8.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 46° and 25°; warmest in July, 90° and 70° 20° 40° 60° 80° J 46° 25° F M A M J J 90° 70° A S O N D
Average daily high and low for each month: coldest in January, 46° and 25°; warmest in July, 90° and 70° 20° 40° 60° 80° J 46° 25° F M A M J J 90° 70° A S O N D

Coldest in January, with highs near 46° and lows near 25°; warmest in July, with highs near 90° and lows near 70°. About 8 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Neosho weather station, 14 miles away (NOAA).

Largest workplaces in Newton County

  1. Freeman Oak Hill Health SystemGeneral hospital2,921FTE
  2. Joplin SchoolsSchool district1,182FTE
  3. Mercy Hospital JoplinGeneral hospital922FTE
  4. La-Z-BoyUpholstered furniture, household-type, custom, manufacturing850
  5. Neosho School DistrictSchool district666FTE
  6. Crowder CollegeTwo-year college618
  7. WalmartWarehouse clubs and supercenters421
  8. Heartland Pet Foods JoplinDog and cat food, manufacturing307

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 67 workplaces with 20 or more staff, 12,500 people in all across the county; Seneca has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. Ice stormsVery high
  3. TornadoesVery high
  4. Heat wavesRelatively high
  5. Strong windRelatively high
  6. Winter weatherRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Seneca’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Newton County and the Joplin, MO metro.

Seneca home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Seneca $222,299 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Seneca$222,299
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Seneca listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 35% 2025 2026 Seneca 27.08% United States 26.90%
20% 25% 30% 35% 2025 2026
  • Seneca27.08%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Seneca 38
10 20 30 40 2018 2022 2026
  • Seneca38

New listings per month

Sellers arriving at the market.

6 8 10 2026 Seneca 9
6 8 10 2026
  • Seneca9

Zip codes with a Seneca address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Seneca — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Seneca