Severance, Colorado.
Typical home $491,716 (-3.7% in a year). Greeley, CO metro.
to buy the typical home at today's mortgage rate — +$1,140 (+79%) since Jan 2020.
- 1 year
- Down $19,068 -4%
- $510,784$491,716 since Sep 2025
- 5 years
- Up $10,008 +2%
- $481,708$491,716 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Severance$2,581
- Colorado$2,777
- United States$1,922
Typical home values in Severance, CO fell 3.7% over the past year — slower than the nation's +1.2%.
Living in Severance, Weld County, Colorado
Severance is a town of 7,683 people in Weld County. Half its households earn more than $124,572 a year and half less, against $97,097 across Weld County; 5% of its people live below the poverty line. 92% of its homes are lived in by their owners and 8% are rented. Unemployment in Weld County was 5.0% in August 2026, and the county had 3.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Severance is a town in Weld County, Colorado, with a young population and a fairly large share of residents who have a college degree. Most homes are lived in by their owners, and household incomes here are higher than those across the county. Winters are colder and snowier than in much of the country, while summers are warm.
Work. Many residents work in schools, hospitals and social care, or in professional and business services, with building trades and manufacturing also well represented. Unemployment has risen over the past year, though the county has added jobs. A notable share of residents work from home, and commutes are of modest length.
Things to do. The Cache La Poudre River Corridor National Heritage Area is a protected area a short drive away, and Spring Creek is a river nearby, also a short drive off. Boyd Lake State Park, a protected area, lies a longer drive away.
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- 3,373households
- 48%of adults have a degree
- 5%below the poverty line
- 27 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Weld County had 123,486 jobs in 2025, 3.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 42° and lows near 16°; warmest in July, with highs near 88° and lows near 58°. About 48 inches of snow and 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fort Collins East weather station, 10 miles away (NOAA).
Largest workplaces in Weld County
- JBS Greeley Fed BeefBeef carcasses, half carcasses, primal and sub-primal cuts, produced in slaughtering plants3,761
- GreeleySchool District No. 6 in the county of Weld and StaSchool district2,757FTE
- Vestas Blades AmericaWind turbines manufacturing1,100
- Weld County Reorganized School District No. Re-4School district1,040FTE
- North Colorado Medical CenterGeneral hospital946FTE
- Chevron Rockies RegionPetroleum, crude, production877
- Aims Community CollegeUniversity or college785
- Uchealth Greeley HospitalGeneral hospital683FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 284 workplaces with 20 or more staff, 30,879 people in all across the county; Severance has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Severance’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Weld County and the Greeley, CO metro.
Severance home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Severance$491,716
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Severance listings, and the typical home goes pending in 30 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Severance38.56%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Severance30
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Severance92
New listings per month
Sellers arriving at the market.
- Severance25
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Severance$506,906
- United States$370,717
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Severance address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Severance — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.