Shady Side, Maryland.
Typical home $428,635 (+1.5% in a year). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$1,071 (+91%) since Jan 2020.
- 1 year
- Up $6,534 +2%
- $422,101$428,635 since Sep 2025
- 5 years
- Up $47,713 +13%
- $380,922$428,635 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Shady Side$2,250
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 29 years.
Typical home values in Shady Side, MD rose 1.5% over the past year — faster than the nation's +1.2%.
Living in Shady Side, Anne Arundel County, Maryland
Shady Side, in Anne Arundel County, had 5,806 people in the 2020 census. Half its households earn more than $153,661 a year and half less, against $124,911 across Anne Arundel County; 4% of its people live below the poverty line. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Anne Arundel County was 3.4% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Shady Side is a small community in Anne Arundel County where nearly everyone owns the home they live in, and a typical household earns more than the county's typical household. Poverty is uncommon, and a good number of adults hold a four-year degree. Winters are cold, with January the coldest month and highs staying above freezing but lows dipping below it, while July brings the warmest days. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in the building trades. Across Anne Arundel County, the largest workplaces include Anne Arundel County Public Schools, Anne Arundel Medical Center and Baltimore Washington Medical Center. Many people face a long commute, and a share of residents work from home. Unemployment across the county is lower than it was a year earlier, and the county has added jobs.
Things to do. For a day out, the National Mall in Washington is a park lined with museums and memorials, a longer drive away. The Smithsonian Institution, a museum, and the Washington Monument, a protected landmark, are also a longer drive away, and together they make a full day in the capital.
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- 1,925households
- 37%of adults have a degree
- 4%below the poverty line
- 37 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Anne Arundel County had 293,059 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 30°; warmest in July, with highs near 86° and lows near 72°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Annapolis Naf weather station, 11 miles away (NOAA).
Largest workplaces in Anne Arundel County
- Anne Arundel County Public SchoolsSchool district11,336FTE
- Northrop Grumman SystemsSearch detection navigation guidance aeronautical and nautical system and instrument manufacturing6,206
- Southwest AirlinesScheduled passenger air transportation5,460
- Anne Arundel Medical CenterGeneral hospital2,463FTE
- Keller North AmericaFoundation, building, poured concrete, contractors2,462
- Baltimore Washington Medical CenterGeneral hospital2,193FTE
- Northrop Grumman SystemsSearch detection navigation guidance aeronautical and nautical system and instrument manufacturing2,091
- Anne Arundel Community CollegeTwo-year college1,717
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 405 workplaces with 20 or more staff, 72,512 people in all across the county; Shady Side has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- DroughtRelatively moderate
- Winter weatherRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Shady Side’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Anne Arundel County and the Baltimore-Columbia-Towson, MD metro.
Shady Side home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Shady Side$428,635
- Maryland$424,890
- United States$366,157
Sellers are cutting prices on about 1 in 3 Shady Side listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Shady Side35.26%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Shady Side36
New listings per month
Sellers arriving at the market.
- Shady Side9
Zip codes with a Shady Side address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Shady Side — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.