Shenandoah, Texas.
Typical home $416,927 (-2.1% in a year), asking rent $2,135 (+5.2%). Houston-The Woodlands-Sugar Land, TX metro.
to buy the typical home at today's mortgage rate — +$1,143 (+109%) since Jan 2020.
- 1 year
- Down $9,069 -2%
- $425,996$416,927 since Sep 2025
- 5 years
- Up $83,045 +25%
- $333,882$416,927 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Shenandoah$2,188
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Shenandoah, TX fell 2.1% over the past year — slower than the nation's +1.2%.
Asking rents in Shenandoah, TX rose 5.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Shenandoah runs $1,028/mo more than renting one. The gap peaked at $1,219 in Apr 2026.
That is $3,163 a month against $2,135 rent: a $2,188 mortgage payment, plus $529 property tax and $446 insurance & upkeep.
Owning vs renting — Shenandoah
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,163
- Renting$2,135
- Mortgage only$2,188
Property tax · $529/mo 1.52% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, TX
Insurance & upkeep · $446/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Shenandoah, Montgomery County, Texas
Shenandoah is a city of 3,499 people in Montgomery County. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Montgomery County was 4.6% in August 2026, and the county had 3.5% more jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Shenandoah is a small city in Montgomery County, Texas, with fewer residents than most towns of its kind. Homes here are more often owned than rented, though a good share of households rent, and typical home values and rents sit well above what many older homeowners elsewhere would expect. Winters are mild, with January highs and lows that stay well above freezing, while summers run hot, and the year brings a lot of rain.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in the building trades. Among the biggest workplaces in the city are Memorial Hermann Woodlands Hospital and Encompass Health Rehabilitation Hospital, along with HMT. Unemployment across Montgomery County is a little higher than it was a year earlier, though the county has added jobs over the past year.
Things to do. The Cynthia Woods Mitchell Pavilion, a theatre, is in or beside town, and Hanna–Barbera Land, an amusement park, is a short drive away. For a day out on the water, Lake Conroe is a reservoir a longer drive away, and Sam Houston National Forest, a protected area, is also a longer drive from town.
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- 2,198households
- 11%below the poverty line
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 235,441 jobs in 2025, 3.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 63° and lows near 43°; warmest in August, with highs near 95° and lows near 74°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Houston Hooks Mem Airport weather station, 10 miles away (NOAA).
Largest workplaces in Shenandoah
- Memorial Hermann Woodlands HospitalGeneral medical and surgical hospitals1,896
- HMTConstruction management, oil refinery and petrochemical complex1,011
- Encompass Health Rehabilitation HospRehabilitation hospital172FTE
- Compass Group119
- Encompass Health Rehabilitation HospRehabilitation hospital118FTE
- Empire Marketing StrategiesCommissaries, primarily groceries40
- Apple Ten Hospitality Texas Services IIHotels28
- Tiff's TreatsCookie delivery store23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 3,291 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- LightningRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
- HurricanesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Shenandoah’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Houston-The Woodlands-Sugar Land, TX metro.
Shenandoah home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Shenandoah$416,927
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Shenandoah10
Zip codes with a Shenandoah address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Shenandoah — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.