Shoreline, Washington.
Typical home $772,801 (-2.7% in a year), asking rent $1,971 (+1.5%). Seattle-Tacoma-Bellevue, WA metro.
to buy the typical home at today's mortgage rate — +$1,988 (+96%) since Jan 2020.
- 1 year
- Down $21,305 -3%
- $794,106$772,801 since Sep 2025
- 5 years
- Up $56,270 +8%
- $716,531$772,801 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Shoreline$4,056
- Washington$3,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 46 years.
Typical home values in Shoreline, WA fell 2.7% over the past year — slower than the nation's +1.2%.
Asking rents in Shoreline, WA rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Shoreline runs $3,446/mo more than renting one. The gap peaked at $3,944 in Jan 2025.
That is $5,416 a month against $1,971 rent: a $4,056 mortgage payment, plus $533 property tax and $827 insurance & upkeep.
Owning vs renting — Shoreline
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,416
- Renting$1,971
- Mortgage only$4,056
Property tax · $533/mo 0.83% of value a year — the ACS 2020-2024 median bill over the median home value for King County, WA
Insurance & upkeep · $827/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Shoreline, King County, Washington
Shoreline is a city of 58,608 people in King County. Half its households earn more than $112,751 a year and half less, against $124,746 across King County; 9% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Shoreline was 4.9% in August 2026, and King County had 0.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Shoreline is a city just north of Seattle, and most homes here are lived in by their owners. Households earn somewhat less than across King County as a whole, and the typical home costs a good deal to buy, with rents that are not low either. Residents tend to be middle-aged on the whole, and a four-year degree is common among adults. Winters are cool and wet, with only a little snow, and summers are mild and comfortable.
Work. Many residents work in schools, hospitals and social care, with professional and business services and shops close behind. Among the largest workplaces in Shoreline are the Shoreline School District, Shoreline Community College and Northwest Region WSDOT. The commute is a fairly long one, and a good number of people work from home. Jobs across King County slipped a little last year, and unemployment in town is a bit higher than it was a year earlier.
Things to do. Lake Washington is a short drive away for a day by the water, and the Space Needle, a tourist attraction, is also a short drive away. Seattle Center, a garden and civic grounds, is close by too, while the Seattle Art Museum is a longer drive away for an afternoon indoors.
Report a mistake
- 24,420households
- 53%of adults have a degree
- 9%below the poverty line
- 27 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. King County had 1,436,484 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 46° and lows near 37°; warmest in August, with highs near 77° and lows near 57°. About 4 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Seattle Sand Pt Wsfo weather station, 6 miles away (NOAA).
Largest workplaces in Shoreline
- Northwest Region WSDOTTransportation1,215
- Shoreline School DistrictSchool district967FTE
- Shoreline Community CollegeTwo-year college750
- Crista Ministries623311 continuing care retirement communities577
- Dshs518
- City of ShorelineAdvisory commissions, executive government296
- NwroEnvironmental protection program administration270
- Fred Meyer StoresWarehouse clubs and supercenters207
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 4,391 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Shoreline’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on King County and the Seattle-Tacoma-Bellevue, WA metro.
Shoreline home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Shoreline$772,801
- Washington$587,533
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Shoreline listings, and the typical home goes pending in 20 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Shoreline32.80%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Shoreline20
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Shoreline155
New listings per month
Sellers arriving at the market.
- Shoreline49
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Shoreline$755,701
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Shoreline100.43%
Zip codes with a Shoreline address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Shoreline — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Shoreline
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 98133 | Seattle | 53,249 | $1,904 | $721,343 |
| 98155 | Seattle | 36,511 | $2,169 | $789,336 |
| 98177 | Seattle | 21,090 | $3,143 | $1,089,953 |