States · North Carolina · Chatham County

Siler City, North Carolina.

Typical home $255,523 (+3.0% in a year), asking rent $1,367 . Durham-Chapel Hill, NC metro.

What it costs per month · Siler City $1,341/mo

to buy the typical home at today's mortgage rate — +$764 (+133%) since Jan 2020.

What the home itself did
1 year
Up $7,513 +3%
$248,010$255,523 since Sep 2025
5 years
Up $54,128 +27%
$201,395$255,523 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Siler City $1,341 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Siler City$1,341
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Siler City, NC rose 3.0% over the past year — faster than the nation's +1.2%.

Living in Siler City, Chatham County, North Carolina

Siler City is a town of 7,702 people in Chatham County. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Chatham County was 3.1% in August 2026, and the county had 9.6% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 7,702 in the 2020 census
Household income Too few homes in Siler City for the Census survey to measure.
Unemployment 3.1% Chatham County, August 2026; 3.7% a year before
Homes 56% lived in by their owners; 44% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Siler City is a small town in Chatham County, in the North Carolina Piedmont. Fewer homes here are lived in by their owners than across much of the country, and a larger share of residents live below the poverty line than is typical. Few adults hold a four-year degree. Winters are cool and mostly free of snow, with highs near the middle of the range for the Southeast, while July is the warmest month and the year brings steady rain.

Work. Many residents work in manufacturing, in schools, hospitals and social care, in the building trades, and in restaurants, hotels and entertainment. The biggest workplaces in town include Mountaire Farms, Chatham Hospital and Charter Furniture. Unemployment in Chatham County is lower than it was a year earlier, and the county has added jobs over the past year. Most people drive to work, and the typical trip is a moderate one, with only a few working from home.

Things to do. Close to town, small streams such as Back Branch and Broad Mouth Branch are a short drive away. Farther out, Jordan Lake is a reservoir that draws visitors for time on the water, and the North Carolina Zoo is a longer drive away. Those who want a day among gardens can head for the North Carolina Botanical Garden, also a longer drive.

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  • 3,027households
  • 17%of adults have a degree
  • 34%below the poverty line
  • 21 mintypical commute
  • 4%work from home

What residents work in

  • Manufacturing21%
  • Schools, hospitals and social care18%
  • Building trades16%
  • Restaurants, hotels and entertainment10%
  • Other services9%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Chatham County had 20,318 jobs in 2025, 9.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 50° and 30°; warmest in July, 88° and 69° 20° 40° 60° 80° J 50° 30° F M A M J J 88° 69° A S O N D
Average daily high and low for each month: coldest in January, 50° and 30°; warmest in July, 88° and 69° 20° 40° 60° 80° J 50° 30° F M A M J J 88° 69° A S O N D

Coldest in January, with highs near 50° and lows near 30°; warmest in July, with highs near 88° and lows near 69°. About 2 inches of snow and 46 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Siler City North weather station, 2 miles away (NOAA).

Largest workplaces in Siler City

  1. Mountaire FarmsChickens, slaughtering and dressing1,400
  2. Pathway Insurance Company NIPCAM SERVICES OF NC SILER CITYPoultry processing314
  3. Fortrex - 0669 Mountaire Farms Inc. - Siler CityJanitorial services176
  4. Chatham HospitalCritical access hospital154FTE
  5. Charter Furniture (Siler City)Upholstered furniture, household-type, custom, manufacturing99
  6. GenesisHomes for the aged with nursing care97
  7. Food LionGrocery stores78
  8. Siler CityMail and parcel delivery24

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 2,484 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. Ice stormsRelatively moderate
  3. HurricanesRelatively moderate
  4. HailRelatively moderate
  5. Heat wavesRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Siler City’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chatham County and the Durham-Chapel Hill, NC metro.

Siler City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Siler City $255,523 North Carolina $332,159 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Siler City$255,523
  • North Carolina$332,159
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Siler City listings — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2023 2024 2025 2026 Siler City 22.75% United States 26.90%
10% 15% 20% 25% 2023 2024 2025 2026
  • Siler City22.75%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Siler City 33
20 30 40 2018 2022 2026
  • Siler City33

New listings per month

Sellers arriving at the market.

4 6 8 2026 Siler City 9
4 6 8 2026
  • Siler City9

Zip codes with a Siler City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Siler City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Siler City