Silt, Colorado.
Typical home $617,383 (+3.8% in a year). Glenwood Springs, CO metro.
to buy the typical home at today's mortgage rate — +$1,959 (+153%) since Jan 2020.
- 1 year
- Up $22,446 +4%
- $594,937$617,383 since Sep 2025
- 5 years
- Up $162,760 +36%
- $454,623$617,383 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Silt$3,240
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Silt, CO rose 3.8% over the past year — faster than the nation's +1.2%.
Living in Silt, Garfield County, Colorado
Silt is a town of 3,536 people in Garfield County. Half its households earn more than $93,690 a year and half less, against $91,131 across Garfield County; 3% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Garfield County was 3.6% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in construction, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Silt is a small town in Garfield County where the people tend to be younger than in much of the country, and most homes are lived in by their owners. Household incomes run a little above the county's, and few residents live below the poverty line. Fewer adults hold a four-year degree than in many places, and typical home values are high.
Work. Many residents work in the building trades, in professional and business services, in schools, hospitals and social care, and in transport, warehouses and utilities. Across Garfield County, Colorado Mountain College, Valley View Hospital and the Roaring Fork School District are among the largest workplaces. The typical commute is a long one, and unemployment in the county is higher than it was a year ago.
Things to do. Harvey Gap State Park and Rifle Gap State Park, both protected areas, are a short drive away, as is Rifle Falls State Park. Farther afield, a longer drive brings you to Hanging Lake and to Sunlight Ski Area. Winters are cold and snowy, with warm summers and fairly little rain.
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- 1,314households
- 22%of adults have a degree
- 3%below the poverty line
- 36 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Garfield County had 27,898 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 37° and lows near 11°; warmest in July, with highs near 88° and lows near 52°. About 27 inches of snow and 13 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rifle 3ENE weather station, 4 miles away (NOAA).
Largest workplaces in Garfield County
- Colorado Mountain CollegeUniversity or college1,030
- Valley View HospitalGeneral hospital1,027FTE
- Roaring Fork School District No. Re-1School district776FTE
- Garfield School District No. Re-2School district731FTE
- WalmartWarehouse clubs and supercenters264
- Costco WholesaleWholesale grocer225
- Glenwood Hot Springs Lodge & PoolHotels with golf courses, tennis courts, and/or other health spa facilities201
- Grand Valley School District No. 16 in the county of GarfiSchool district187FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 47 workplaces with 20 or more staff, 3,517 people in all across the county; Silt has one of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- LandslidesRelatively high
- WildfireRelatively moderate
- AvalanchesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Silt’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Garfield County and the Glenwood Springs, CO metro.
Silt home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Silt$617,383
- Colorado$529,013
- United States$366,157
Sellers are cutting prices on about 1 in 4 Silt listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Silt25.77%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Silt45
New listings per month
Sellers arriving at the market.
- Silt8
Zip codes with a Silt address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Silt — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.