States · Mississippi · Humphreys County

Silver City, Mississippi.

Typical home $102,836 (-2.2% in a year).

What it costs per month · Silver City $540/mo

to buy the typical home at today's mortgage rate — +$223 (+71%) since Jan 2020.

What the home itself did
1 year
Down $2,284 -2%
$105,121$102,836 since Sep 2025
5 years
Down $1,029 -1%
$103,866$102,836 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Silver City $540 Mississippi $1,021 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Silver City$540
  • Mississippi$1,021
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Silver City, MS fell 2.2% over the past year — slower than the nation's +1.2%.

Living in Silver City, Humphreys County, Mississippi

Silver City is a town of 223 people in Humphreys County. Unemployment in Humphreys County was 5.5% in August 2026, and the county had 3.4% more jobs in 2025 than the year before. The most people in Humphreys County work in schools and health care, then manufacturing.

People 223 in the 2020 census
Household income Too few homes in Silver City for the Census survey to measure.
Unemployment 5.5% Humphreys County, August 2026; 6.4% a year before
Homes Too few homes in Silver City for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Silver City is a very small town in Humphreys County, in the Mississippi Delta, where homes are modestly priced and household incomes across the county run low. Winters are mild and rarely bring snow, while summers turn hot, and rain falls plentifully through the year.

Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, shops and the building trades. Across Humphreys County, the largest employer is the school district, and the county has been adding jobs even as unemployment has eased from a year ago. Some people work from home.

Things to do. Tchula Lake, a river-fed lake, and the Jaketown Site, an archaeological site, are each a short drive away. A longer drive leads to the B.B. King Museum and Delta Interpretive Center, a museum, and to Delta National Forest, a protected area of woodland.

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  • 12%work from home

What people in Humphreys County work in

  • Schools, hospitals and social care31%
  • Manufacturing16%
  • Shops (retail)13%
  • Building trades8%
  • Farming, forestry and mining6%
  • Professional and business services5%

Employed residents by industry, from the Census survey. Humphreys County had 1,987 jobs in 2025, 3.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 53° and 36°; warmest in August, 91° and 72° 40° 60° 80° 100° J 53° 36° F M A M J J A 91° 72° S O N D
Average daily high and low for each month: coldest in January, 53° and 36°; warmest in August, 91° and 72° 40° 60° 80° 100° J 53° 36° F M A M J J A 91° 72° S O N D

Coldest in January, with highs near 53° and lows near 36°; warmest in August, with highs near 91° and lows near 72°. About 57 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Belzoni weather station, 6 miles away (NOAA).

Largest workplaces in Humphreys County

  1. Humphreys CO School DistSchool district220FTE

School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively high
  2. HailRelatively high
  3. Cold wavesRelatively high
  4. Strong windRelatively high
  5. TornadoesRelatively high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Silver City’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Humphreys County.

Silver City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Silver City $102,836 Mississippi $194,531 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Silver City$102,836
  • Mississippi$194,531
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Silver City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Silver City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Silver City