Silverton, Colorado.
Typical home $523,563 (+1.6% in a year).
to buy the typical home at today's mortgage rate — +$1,588 (+137%) since Jan 2020.
- 1 year
- Up $8,181 +2%
- $515,383$523,563 since Sep 2025
- 5 years
- Up $107,073 +26%
- $416,490$523,563 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Silverton$2,748
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Silverton, CO rose 1.6% over the past year — faster than the nation's +1.2%.
Living in Silverton, San Juan County, Colorado
Silverton is a town of 622 people in San Juan County. Unemployment in San Juan County was 3.6% in August 2026, and the county had 5.1% fewer jobs in 2025 than the year before.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Silverton is a very small town in the San Juan Mountains, home to far fewer people than most American towns. Homes here are priced well above what the town's size might suggest, and winters are long and severe: December is the coldest month, with lows well below zero, while July brings warm days. Snowfall is heavy and lasts much of the year.
Work. Work in San Juan County is limited by its small size, and the number of jobs shrank last year compared with the year before. Unemployment across the county was a little higher this summer than a year earlier. Silverton School District is the largest workplace across San Juan County.
Things to do. Kendall Mountain is a ski area in or beside town, and Silverton Mountain, another ski area, is a short drive away. Also a short drive away is Bridal Veil Falls, a waterfall. The Rio Grande, a river, is a short drive away too, and Lake San Cristobal is a longer drive.
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- 359households
Weather through the year
Coldest in December, with highs near 34° and lows near -5°; warmest in July, with highs near 75° and lows near 38°. About 173 inches of snow and 24 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Silverton weather station, under a mile away (NOAA).
Largest workplaces in San Juan County
- Silverton School District No. 1 in the county of San JuanSchool district21FTE
School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- AvalanchesRelatively high
- LandslidesRelatively moderate
- WildfireRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Silverton’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Juan County.
Silverton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Silverton$523,563
- Colorado$529,013
- United States$366,157
Sellers are cutting prices on about 1 in 7 Silverton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Silverton15.11%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Silverton20
Zip codes with a Silverton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Silverton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.