States · Texas · Bastrop County

Smithville, Texas.

Typical home $334,566 (-4.7% in a year), asking rent $1,717 . Austin-Round Rock-Georgetown, TX metro.

What it costs per month · Smithville $1,756/mo

to buy the typical home at today's mortgage rate — +$820 (+88%) since Jan 2020.

What the home itself did
1 year
Down $16,381 -5%
$350,947$334,566 since Sep 2025
5 years
Down $4,768 -1%
$339,335$334,566 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Smithville $1,756 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Smithville$1,756
  • Texas$1,556
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Smithville, TX fell 4.7% over the past year — slower than the nation's +1.2%.

Living in Smithville, Bastrop County, Texas

Smithville is a city of 3,922 people in Bastrop County. Half its households earn more than $59,977 a year and half less, against $86,226 across Bastrop County; 12% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Bastrop County was 4.0% in August 2026, and the county had 3.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.

People 3,922 in the 2020 census
Household income $59,977 the median, give or take $12,597 · Bastrop County: $86,226
Unemployment 4.0% Bastrop County, August 2026; 4.1% a year before
Homes 57% lived in by their owners; 43% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Smithville is a small city in Bastrop County, Texas. Household incomes here run well below the county's, and the homes are a mix of owner-occupied houses and rentals, with more people owning than renting. Winters are mild and summers are hot, with little or no snow and a fair amount of rain through the year.

Work. Many residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, and by shops. Smithville ISD, Towers Nursing Home and Brookshire Brothers are among the largest workplaces in town. A four-year degree is held by a minority of adults, and the typical commute is a fairly long one.

Things to do. Buescher State Park, a protected area, lies in or beside town. A short drive away are Bastrop State Park and the Central Texas Museum of Automotive History. Lake Bastrop is a longer drive away for time on the water.

Report a mistake
  • 1,776households
  • 21%of adults have a degree
  • 12%below the poverty line
  • 28 mintypical commute
  • 7%work from home

What residents work in

  • Schools, hospitals and social care18%
  • Restaurants, hotels and entertainment14%
  • Shops (retail)12%
  • Transport, warehouses and utilities10%
  • Manufacturing9%
  • Professional and business services9%

Employed residents by industry, from the Census survey. Bastrop County had 23,427 jobs in 2025, 3.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 63° and 39°; warmest in August, 97° and 73° 40° 60° 80° 100° J 63° 39° F M A M J J A 97° 73° S O N D
Average daily high and low for each month: coldest in January, 63° and 39°; warmest in August, 97° and 73° 40° 60° 80° 100° J 63° 39° F M A M J J A 97° 73° S O N D

Coldest in January, with highs near 63° and lows near 39°; warmest in August, with highs near 97° and lows near 73°. About 37 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Smithville weather station, under a mile away (NOAA).

Largest workplaces in Smithville

  1. Smithville ISDSchool district262FTE
  2. Towers Nursing Home125
  3. Brookshire BrothersGrocery stores70
  4. Txaus57 Ascension Seton Smithville HospitalGeneral medical and surgical hospitals69
  5. Ascension Seton SmithvilleGeneral hospital64FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 264 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. TornadoesVery high
  3. Winter weatherRelatively high
  4. Strong windRelatively high
  5. LightningRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Smithville’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bastrop County and the Austin-Round Rock-Georgetown, TX metro.

Smithville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Smithville $334,566 Texas $296,424 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Smithville$334,566
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Smithville listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Smithville 22.06% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Smithville22.06%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

40 60 80 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Smithville 110
40 60 80 100 2018 2022 2026
  • Smithville110

New listings per month

Sellers arriving at the market.

5 10 15 2024 2025 2026 Smithville 14
5 10 15 2024 2025 2026
  • Smithville14

Zip codes with a Smithville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Smithville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Smithville