South Mountain, Texas.
Typical home $260,412 (+3.8% in a year). Killeen-Temple, TX metro.
to buy the typical home at today's mortgage rate — +$486 (+55%) since Feb 2022.
- 1 year
- Up $9,636 +4%
- $250,776$260,412 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- South Mountain$1,367
- Texas$1,556
- United States$1,922
Typical home values in South Mountain, TX rose 3.8% over the past year — faster than the nation's +1.2%.
Living in South Mountain, Coryell County, Texas
South Mountain is a town of 411 people in Coryell County. Unemployment in Coryell County was 5.4% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Coryell County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. South Mountain is a very small town in Coryell County, Texas, with a population that stays well below what most people would call a small city. Homes here are typically valued above what many would expect for a town this size, and relatively few adults hold a four-year degree. Winters are mild and short, with little or no snow, while summers turn hot, with August the warmest month. Rain and melted snow add up to a moderate amount across the year.
Work. Residents work mostly in schools, hospitals and social care, in government, in professional and business services, and in shops. Across Coryell County, some of the largest workplaces are Copperas Cove ISD, Coryell Memorial Hospital and Gatesville ISD. Unemployment in the county is slightly higher than it was a year earlier, and the county added a small number of jobs over the past year. A typical commute is fairly long, and very few people work from home.
Things to do. Fort Gates is a fort a short drive away. For a longer drive, Mother Neff State Park is a protected area, and Belton Lake is a reservoir where people can spend a day by the water.
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- 11%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 2%work from home
What people in Coryell County work in
Employed residents by industry, from the Census survey. Coryell County had 15,171 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 60° and lows near 36°; warmest in August, with highs near 96° and lows near 72°. About 37 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Gatesville weather station, 2 miles away (NOAA).
Largest workplaces in Coryell County
- Copperas Cove ISDSchool district1,352FTE
- Coryell Memorial HospitalCritical access hospital600FTE
- Gatesville ISDSchool district438FTE
- H-E-BRetail411
- WalmartWarehouse clubs and supercenters318
- Professional Contract ServicesCafeteria food services contractors222
- WalmartWarehouse clubs and supercenters211
- TTG UtilitiesConstruction management, water and sewer line210
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 2,798 people in all across the county; South Mountain has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- TornadoesVery high
- Winter weatherRelatively high
- HailRelatively high
- Cold wavesRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in South Mountain’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Coryell County and the Killeen-Temple, TX metro.
South Mountain home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- South Mountain$260,412
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a South Mountain address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls South Mountain — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.