Southport, Florida.
. Panama City, FL metro.
to buy the typical home at today's mortgage rate — +$1,050 (+114%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Florida$1,970
- United States$1,922
Living in Southport, Bay County, Florida
Southport is in Bay County. Unemployment in Bay County was 4.4% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Bay County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Southport is a community in Bay County in the Florida Panhandle, where neighbors often look out for one another and the county's rivers, woods and coast are never far away. Winters are mild, with little or no snow, while summers are hot. The area gets far more rain than most of the country.
Work. Many residents work in schools, hospitals and social care, or in shops, restaurants, hotels and entertainment, and others work in professional and business services. Unemployment in Bay County has edged up over the past year but remains modest, and the number of jobs has grown slightly. For most people, the drive to work is comfortably short.
Things to do. Econfina Creek, a river, is the closest option, a short drive away. Farther off, St. Andrews State Park is a protected area, and Miracle Strip Amusement Park is an amusement park, both a longer drive away.
Report a mistake
- 23 mintypical commute
What people in Bay County work in
Employed residents by industry, from the Census survey. Bay County had 83,251 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 43°; warmest in July, with highs near 91° and lows near 75°. About 61 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Panama City 5N weather station, 3 miles away (NOAA).
Largest employers in Bay County
- Bay District Schools3,900
- Tyndall Air Force Base2,818
- Walmart1,717
- Bay Hospital (formerly LHP Bay County)1,240
- Eastern Shipbuilding1,090
- Ascension Health Services (formerly Gulf Coast)800
- Publix Supermarkets780
- Trane738
From Bay County’s annual financial report for 2024, its schedule of principal employers (its source: “FloridaJobs.org”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- HurricanesVery high
- LightningVery high
- TornadoesRelatively high
- Heat wavesRelatively moderate
- Cold wavesRelatively moderate
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Bay County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bay County and the Panama City, FL metro.
Southport home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 3 Southport listings — the market is cooling.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Southport36.75%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Southport47
New listings per month
Sellers arriving at the market.
- Southport7
Zip codes with a Southport address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Southport — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.