Southwick, Massachusetts.
Typical home $412,055 (+3.6% in a year). Springfield, MA metro.
to buy the typical home at today's mortgage rate — +$1,179 (+120%) since Jan 2020.
- 1 year
- Up $14,224 +4%
- $397,831$412,055 since Sep 2025
- 5 years
- Up $93,163 +29%
- $318,892$412,055 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Southwick$2,163
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Southwick, MA rose 3.6% over the past year — faster than the nation's +1.2%.
Living in Southwick, Hampden County, Massachusetts
Southwick is a town of 9,232 people in Hampden County. Half its households earn more than $120,462 a year and half less, against $71,306 across Hampden County; 4% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Hampden County was 5.7% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Southwick is a small town in Hampden County where most households own their homes and incomes run well above the county's. Residents tend to be older than in many places, and fewer live below the poverty line than across the county. Winters are cold and snowy, summers are warm, and a good amount of rain and melted snow falls through the year.
Work. Residents work mainly in schools, hospitals and social care, with manufacturing, shops and the building trades also employing many. The largest workplaces in town include the Southwick-Tolland-Granville Regional School District, B&E Tool Company and Big Y. Commutes are fairly long, and a fair number of people work from home.
Things to do. Babb's Beach is in or beside town, and Six Flags New England, an amusement park, is a short drive away, home to rides such as Superman The Ride and Wicked Cyclone. For a longer outing, the Wadsworth Atheneum Museum of Art and the Springfield Armory, a protected historic area, are a longer drive away.
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- 3,815households
- 35%of adults have a degree
- 4%below the poverty line
- 29 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Hampden County had 201,216 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 84° and lows near 61°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Westfield Southwest weather station, 3 miles away (NOAA).
Largest workplaces in Southwick
- Southwick-Tolland-Granville Regional School DistrictSchool district225FTE
- B&E Tool CompanyAcceleration indicators and systems components, aerospace type, manufacturing112
- Big Y WC108
- CSIG Shared Services GroupResidential property managing39
- Crestview Construction and TruckingExcavation contractors35
- Ocean State Job Lot MA1233All other general merchandise retailers30
- Whalley PrecisionMachine shop23
- Tova D&S IndustriesAcceleration indicators and systems components, aerospace type, manufacturing20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 387 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Ice stormsRelatively high
- HurricanesRelatively high
- Strong windRelatively high
- EarthquakesRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Hampden County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hampden County and the Springfield, MA metro.
Southwick home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Southwick$412,055
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 4 Southwick listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Southwick27.40%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Southwick33
New listings per month
Sellers arriving at the market.
- Southwick12
Zip codes with a Southwick address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Southwick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.