Spickard, Missouri.
Typical home $221,883 (+3.6% in a year).
to buy the typical home at today's mortgage rate — +$732 (+169%) since Jan 2020.
- 1 year
- Up $7,728 +4%
- $214,155$221,883 since Sep 2025
- 5 years
- Up $61,134 +38%
- $160,749$221,883 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Spickard$1,165
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Spickard, MO rose 3.6% over the past year — faster than the nation's +1.2%.
Living in Spickard, Grundy County, Missouri
Spickard is a city of 222 people in Grundy County. Unemployment in Grundy County was 4.6% in August 2026, and the county had 2.0% fewer jobs in 2025 than the year before. The most people in Grundy County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Spickard is a very small city in Grundy County, Missouri, and the people who live here are older on the whole than in most American towns. Homes are valued a little above what incomes in the county might suggest, and few adults hold a four-year degree. Winters are cold, with January the coldest month, summers are warm, and the year brings a fair amount of rain and melted snow.
Work. Residents work mainly in schools, hospitals and social care, in manufacturing, in shops, and in transport, warehouses and utilities. Across Grundy County, the largest workplaces include North Central Missouri College, Trenton R-IX Schools and Wright Memorial Hospital. The drive to work is fairly long, few people work from home, and the county has seen fewer jobs than the year before, with unemployment a little lower than a year ago.
Things to do. Woods Creek, a river a short drive away, is one of the closest places to spend time outdoors, and Cat Creek and Sugar Creek, also rivers a short drive away, are close by as well. For a longer outing, Crowder State Park is a protected area a longer drive away.
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- 5%of adults have a degree
- 27 mintypical commute
- 3%work from home
What people in Grundy County work in
Employed residents by industry, from the Census survey. Grundy County had 2,832 jobs in 2025, 2.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 15°; warmest in July, with highs near 86° and lows near 66°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Spickard West weather station, 6 miles away (NOAA).
Largest workplaces in Grundy County
- North Central Missouri CollegeTwo-year college207
- Trenton R-IX SchoolsSchool district165FTE
- Nestle ProfessionalMeat products canning made from purchased carcasses160
- Wright Memorial HospitalCritical access hospital139FTE
- Modine Manufacturing Company - TrentonFans, electric cooling, automotive, truck, and bus, manufacturing136
- Hy-VeeSupermarkets and other grocery except convenience stores108
- Preferred Family HealthcareResidential mental health & substance abuse facilities73
- Grundy Co. R-V SchoolsSchool district67FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 761 people in all across the county; Spickard has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- Heat wavesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Spickard’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Grundy County.
Spickard home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Spickard$221,883
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Spickard6
Zip codes with a Spickard address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spickard — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.