Spring Branch, Texas.
Typical home $573,667 (+0.2% in a year), asking rent $1,806 (+6.5%). San Antonio-New Braunfels, TX metro.
to buy the typical home at today's mortgage rate — +$1,612 (+115%) since Jan 2020.
- 1 year
- Up $1,354 +0%
- $572,313$573,667 since Sep 2025
- 5 years
- Up $76,977 +15%
- $496,690$573,667 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Spring Branch$3,011
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Spring Branch, TX rose 0.2% over the past year — slower than the nation's +1.2%.
Asking rents in Spring Branch, TX rose 6.5% over the past year — faster than the nation's +2.7%.
Owning the typical home in Spring Branch runs $2,360/mo more than renting one — the widest that gap has been in this data.
That is $4,166 a month against $1,806 rent: a $3,011 mortgage payment, plus $541 property tax and $614 insurance & upkeep.
Owning vs renting — Spring Branch
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,166
- Renting$1,806
- Mortgage only$3,011
Property tax · $541/mo 1.13% of value a year — the ACS 2020-2024 median bill over the median home value for Comal County, TX
Insurance & upkeep · $614/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Spring Branch, Comal County, Texas
Spring Branch is a city of 206 people in Comal County. Unemployment in Comal County was 4.3% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most people in Comal County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Spring Branch is a very small city in Comal County, with far fewer residents than most towns people will have heard of. Its residents are older than the typical American's, and home values run high, with rents that are not low either. Few people here live below the poverty line, and winters are mild, with summers that turn very hot and a fair amount of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in shops, and in restaurants, hotels and entertainment. Very few work from home. Across Comal County, some of the largest workplaces are Comal ISD, Six Flags Entertainment and H-E-B, and unemployment in the county has edged up a little compared with a year earlier.
Things to do. Guadalupe River State Park is a protected area a short drive away, and Rebecca Creek, a small river, is also close by. Farther off, a longer drive away, are Natural Bridge Caverns, a protected area, and Six Flags Fiesta Texas, an amusement park.
Report a mistake
- 5%below the poverty line
- 1%work from home
What people in Comal County work in
Employed residents by industry, from the Census survey. Comal County had 77,346 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 40°; warmest in August, with highs near 96° and lows near 73°. About 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Canyon Dam weather station, 13 miles away (NOAA).
Largest workplaces in Comal County
- Comal ISDSchool district3,597FTE
- Six Flags EntertainmentAmusement parks2,113
- New Braunfels ISDSchool district1,175FTE
- Mondelez Global Mountain South - SalesGeneral-line groceries merchant wholesalers1,169
- Sysco Central TexasGroceries, general-line, merchant wholesalers727
- H-E-BRetail657
- H-E-BRetail581
- H-E-BRetail531
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 151 workplaces with 20 or more staff, 20,059 people in all across the county; Spring Branch has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- TornadoesVery high
- Winter weatherRelatively high
- HailRelatively high
- LightningRelatively high
- Heat wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Spring Branch’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Comal County and the San Antonio-New Braunfels, TX metro.
Spring Branch home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Spring Branch$573,667
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Spring Branch listings, and the typical home goes pending in 74 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Spring Branch30.66%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Spring Branch74
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Spring Branch221
New listings per month
Sellers arriving at the market.
- Spring Branch29
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Spring Branch$474,095
- United States$371,407
Zip codes with a Spring Branch address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spring Branch — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.