States · Florida · Dixie County

Steinhatchee, Florida.

Typical home $278,578 (+2.7% in a year).

What it costs per month · Steinhatchee $1,462/mo

to buy the typical home at today's mortgage rate — +$856 (+141%) since Jan 2020.

What the home itself did
1 year
Up $7,296 +3%
$271,283$278,578 since Sep 2025
5 years
Up $46,268 +20%
$232,311$278,578 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Steinhatchee $1,462 Florida $1,970 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Steinhatchee$1,462
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in Steinhatchee, FL rose 2.7% over the past year — faster than the nation's +1.2%.

Living in Steinhatchee, Dixie County, Florida

Steinhatchee, in Dixie County, had 1,049 people in the 2020 census. Half its households earn more than $50,000 a year and half less, against $50,110 across Dixie County; 12% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Dixie County was 6.0% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Dixie County work in schools and health care, then shops.

People 1,049 in the 2020 census
Household income $50,000 the median, give or take $10,714 · Dixie County: $50,110
Unemployment 6.0% Dixie County, August 2026; 5.5% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Steinhatchee is a small community on the river of the same name, where nearly everyone lives in a home they own. Household incomes are about level with the county's, and typical home values are well above what the incomes alone might suggest. Winters are mild, with cool nights in January and almost no snow, while summers are hot, and the year brings plenty of rain.

Work. Residents work mostly in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in government. Across Dixie County, some of the largest workplaces are Dixie Schools, Cross City Lumber and Cross City Nursing & Rehab Center. Unemployment across the county is a little higher than it was a year earlier, though the number of jobs has edged up.

Things to do. The Steinhatchee River runs in or beside town and is the natural center of local life. A short drive away is Steinhatchee Falls, a waterfall. A longer drive brings you to Fanning Springs State Park, a protected area, and to Manatee Springs State Park, another.

Report a mistake
  • 12%below the poverty line

What people in Dixie County work in

  • Schools, hospitals and social care23%
  • Shops (retail)16%
  • Restaurants, hotels and entertainment9%
  • Government9%
  • Building trades8%
  • Banks, insurance and property8%

Employed residents by industry, from the Census survey. Dixie County had 2,989 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 66° and 40°; warmest in July, 91° and 72° 40° 60° 80° 100° J 66° 40° F M A M J J 91° 72° A S O N D
Average daily high and low for each month: coldest in January, 66° and 40°; warmest in July, 91° and 72° 40° 60° 80° 100° J 66° 40° F M A M J J 91° 72° A S O N D

Coldest in January, with highs near 66° and lows near 40°; warmest in July, with highs near 91° and lows near 72°. About 58 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Cross City East weather station, 17 miles away (NOAA).

Largest workplaces in Dixie County

  1. Dixie SchoolsSchool district325FTE
  2. Cross City LumberSawmills150
  3. Cross City Nursing & Rehab CenterSkilled nursing facilities95
  4. Oldcastle Lawn & GardenSawdust, regrinding35
  5. Land's Palm TreesTree crop farming, short rotation growing and harvesting cycle30
  6. Cornerstone Building BrandsWarehouses, prefabricated metal, manufacturing26

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 336 people in all across the county; Steinhatchee has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Coastal floodingRelatively high
  2. HurricanesRelatively high
  3. LightningRelatively high
  4. WildfireRelatively moderate
  5. Cold wavesRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Steinhatchee’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dixie County.

Steinhatchee home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Steinhatchee $278,578 Florida $375,361 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Steinhatchee$278,578
  • Florida$375,361
  • United States$366,157

Sellers are cutting prices on about 1 in 6 Steinhatchee listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2021 2022 2023 2024 2025 2026 Steinhatchee 16.73% United States 26.90%
10% 15% 20% 25% 2022 2024 2026
  • Steinhatchee16.73%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 2018 2019 2020 2021 2022 2023 2024 2025 2026 Steinhatchee 70
25 50 75 2018 2022 2026
  • Steinhatchee70

New listings per month

Sellers arriving at the market.

6 8 10 12 2025 2026 Steinhatchee 9
6 8 10 12 2025 2026
  • Steinhatchee9

Zip codes with a Steinhatchee address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Steinhatchee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Steinhatchee