Stroud, Oklahoma.
Typical home $123,040 (+4.6% in a year). Oklahoma City, OK metro.
to buy the typical home at today's mortgage rate — +$410 (+174%) since Jan 2020.
- 1 year
- Up $5,374 +5%
- $117,666$123,040 since Sep 2025
- 5 years
- Up $39,682 +48%
- $83,358$123,040 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Stroud$646
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Stroud, OK rose 4.6% over the past year — faster than the nation's +1.2%.
Living in Stroud, Lincoln County, Oklahoma
Stroud is a city of 2,719 people in Lincoln County. Half its households earn more than $61,250 a year and half less, against $62,216 across Lincoln County; 24% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Lincoln County was 4.0% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Stroud is a small city in Lincoln County, Oklahoma, where most homes are lived in by their owners and the typical home value is modest. Residents are somewhat younger than in many small towns, and incomes sit a little below the county's. A larger share of people live below the poverty line than is typical, and fewer adults hold a four-year degree than across much of the country.
Work. Residents work mostly in schools, hospitals and social care, with shops, manufacturing, and restaurants, hotels and entertainment also employing many. Among the largest workplaces in Stroud are Stroud Schools, Williams Foods and Stericycle - Stroud. Commutes are of ordinary length, and few people work from home.
Things to do. Stroud Lake, a reservoir, is a short drive away and is the nearest place to spend time by the water. Bellcow Lake, another reservoir, and Chandler Armory, a museum, are a longer drive away. Winters are cool and summers are hot, so the lakes suit the warmer months best.
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- 1,008households
- 13%of adults have a degree
- 24%below the poverty line
- 23 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Lincoln County had 7,480 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 28°; warmest in July, with highs near 92° and lows near 71°.
Average daily high and low, 1991–2020, at the Chandler 5SE Mesonet weather station, 12 miles away (NOAA).
Largest workplaces in Stroud
- Stroud SchoolsSchool district130FTE
- Williams FoodsGrocery stores35
- Stericycle - StroudOther nonhazardous waste treatment and disposal28
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 63 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- TornadoesVery high
- HailVery high
- Cold wavesVery high
- WildfireRelatively high
- Heat wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Stroud’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lincoln County and the Oklahoma City, OK metro.
Stroud home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Stroud$123,040
- Oklahoma$220,801
- United States$366,157
Sellers are cutting prices on about 1 in 5 Stroud listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Stroud19.97%
- United States25.56%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Stroud19
New listings per month
Sellers arriving at the market.
- Stroud5
Zip codes with a Stroud address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stroud — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.