Stuart, Florida.
Typical home $374,216 (+0.1% in a year), asking rent $2,151 (+2.1%). Port St. Lucie, FL metro.
to buy the typical home at today's mortgage rate — +$1,035 (+111%) since Jan 2020.
- 1 year
- Up $431 +0%
- $373,785$374,216 since Sep 2025
- 5 years
- Up $58,613 +19%
- $315,603$374,216 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Stuart$1,964
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Stuart, FL rose 0.1% over the past year — slower than the nation's +1.2%.
Asking rents in Stuart, FL rose 2.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Stuart runs $453/mo more than renting one. The gap peaked at $893 in Oct 2023.
That is $2,604 a month against $2,151 rent: a $1,964 mortgage payment, plus $240 property tax and $401 insurance & upkeep.
Owning vs renting — Stuart
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,604
- Renting$2,151
- Mortgage only$1,964
Property tax · $240/mo 0.77% of value a year — the ACS 2020-2024 median bill over the median home value for Martin County, FL
Insurance & upkeep · $401/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Stuart, Martin County, Florida
Stuart is a city of 17,425 people in Martin County. Half its households earn more than $60,225 a year and half less, against $82,943 across Martin County; 17% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Martin County was 4.9% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Stuart is a small city in Martin County, Florida, with a population on the older side, and more people here live in homes they own than rent. Incomes in town run well below the county's, and a noticeable share of residents live below the poverty line. Winters are mild and summers are hot, with little or no snow and plenty of rain through the year.
Work. Many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, and in the building trades. Among the largest workplaces in Stuart are Martin Medical Center, Walmart and Publix Super Markets. Commutes are of moderate length, and some people work from home.
Things to do. The Stuart Heritage Museum is in or beside town, and the Elliott Museum is a short drive away. The St. Lucie River, also a short drive away, is the nearest big stretch of water. For a longer outing, Jonathan Dickinson State Park is a protected area a longer drive away.
Report a mistake
- 8,060households
- 35%of adults have a degree
- 17%below the poverty line
- 25 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Martin County had 77,918 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 74° and lows near 56°; warmest in July, with highs near 91° and lows near 76°. About 63 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Stuart weather station, under a mile away (NOAA).
Largest employers in Stuart
- Cleveland Clinic3,821
- Martin County School District2,754
- Publix Supermarkets1,711
- Martin County Government1,172
- Martiin Memorial Physicians924
- HealthPro Heritage625
- Daher Aerospace501
- WalMart439
From the City of Stuart’s annual financial report for 2025, its schedule of principal employers (its source: “The labor force figures are from the Florida Department of Economic Opportunity”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- HurricanesVery high
- LightningRelatively high
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Stuart’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Martin County and the Port St. Lucie, FL metro.
Stuart home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Stuart$374,216
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Stuart listings, and the typical home goes pending in 48 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Stuart20.16%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Stuart48
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Stuart675
New listings per month
Sellers arriving at the market.
- Stuart138
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Stuart$365,322
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Stuart95.01%
Zip codes with a Stuart address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stuart — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Stuart
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 34997 | Stuart | 47,075 | $2,085 | $429,959 |
| 34994 | Stuart | 18,737 | $2,165 | $235,563 |
| 34996 | Stuart | 10,653 | $2,692 | $425,998 |