States · North Carolina · Dare County

Stumpy Point, North Carolina.

Typical home $330,630 (+2.0% in a year). Kill Devil Hills, NC metro.

What it costs per month · Stumpy Point $1,735/mo

to buy the typical home at today's mortgage rate — +$937 (+117%) since Jan 2020.

What the home itself did
1 year
Up $6,484 +2%
$324,147$330,630 since Sep 2025
5 years
Up $54,396 +20%
$276,234$330,630 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Stumpy Point $1,735 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Stumpy Point$1,735
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in Stumpy Point, NC rose 2.0% over the past year — faster than the nation's +1.2%.

Living in Stumpy Point, Dare County, North Carolina

The Census does not count Stumpy Point on its own, so the figures here are Dare County's. Half the county's households earn more than $88,994 a year and half less; 7% of the county's people live below the poverty line. 78% of the county's homes are lived in by their owners and 22% are rented. Unemployment in Dare County was 2.9% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most people in Dare County work in schools and health care, then restaurants and hotels.

People 38,000 about, in Dare County: the Census does not count Stumpy Point on its own
Household income $88,994 the median in Dare County, give or take $5,211
Unemployment 2.9% Dare County, August 2026; 3.3% a year before
Homes 78% lived in by their owners; 22% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Stumpy Point is a community in Dare County, North Carolina, on the mainland side of the Outer Banks, near the waters of Pamlico Sound. Most homes across Dare County are lived in by their owners, and the county's typical home value is high for the region. Winters are cool and bring little snow, January is the coldest month, and July is the warmest, with hot days. The area is wet, with a good deal of rain across the year.

Work. Many residents work in schools, hospitals and social care, or in restaurants, hotels and entertainment. Professional and business services and shops are also common places of work. Unemployment across the county is lower than it was a year earlier, and the number of jobs has risen since the year before.

Things to do. Alligator River National Wildlife Refuge is a protected area a short drive away, good for quiet walks and birdwatching. Wright Brothers National Memorial, a protected area a longer drive away, marks the site of the first powered flight. Lake Mattamuskeet, a lake a longer drive away, is another option for a day out on the water.

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  • 16,836households
  • 49.0median age
  • 43%of adults have a degree
  • 7%below the poverty line
  • 22 mintypical commute
  • 14%work from home

What people in Dare County work in

  • Schools, hospitals and social care16%
  • Restaurants, hotels and entertainment14%
  • Professional and business services13%
  • Shops (retail)13%
  • Building trades11%
  • Banks, insurance and property10%

Employed residents by industry, from the Census survey. Dare County had 20,728 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 51° and 36°; warmest in July, 86° and 73° 30° 40° 50° 60° 70° 80° 90° J 51° 36° F M A M J J 86° 73° A S O N D
Average daily high and low for each month: coldest in January, 51° and 36°; warmest in July, 86° and 73° 30° 40° 50° 60° 70° 80° 90° J 51° 36° F M A M J J 86° 73° A S O N D

Coldest in January, with highs near 51° and lows near 36°; warmest in July, with highs near 86° and lows near 73°. About 1 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Manteo Airport weather station, 18 miles away (NOAA).

Largest workplaces in Dare County

  1. Dare CountyGeneral public administration870
  2. Dare County SchoolsSchool district786FTE
  3. THE Outer Banks HospitalCritical access hospital324FTE
  4. WalmartWarehouse clubs and supercenters231
  5. TargetDiscount department stores167
  6. Lowe's Companies, INCHomecenter126
  7. Publix Super MarketsSupermarkets and other grocery stores110
  8. Spring Arbor ManagementAssisted-living facilities without on-site nursing care facilities95

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 32 workplaces with 20 or more staff, 3,437 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesRelatively high
  2. LightningRelatively high
  3. Winter weatherRelatively high
  4. Coastal floodingRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Dare County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dare County and the Kill Devil Hills, NC metro.

Stumpy Point home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Stumpy Point $330,630 North Carolina $332,159 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Stumpy Point$330,630
  • North Carolina$332,159
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Stumpy Point address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stumpy Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Stumpy Point