Sugar Creek, Missouri.
Typical home $173,665 (+3.0% in a year), asking rent $1,465 . Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$557 (+157%) since Jan 2020.
- 1 year
- Up $4,999 +3%
- $168,666$173,665 since Sep 2025
- 5 years
- Up $47,203 +37%
- $126,462$173,665 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sugar Creek$912
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Sugar Creek, MO rose 3.0% over the past year — faster than the nation's +1.2%.
Living in Sugar Creek, Jackson County, Missouri
Sugar Creek is a city of 3,271 people in Jackson County. Half its households earn more than $62,165 a year and half less, against $68,577 across Jackson County; 15% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Jackson County was 3.8% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sugar Creek is a small city in Jackson County, Missouri, where most homes are lived in by their owners and the typical home costs less than a typical month's rent would suggest it should be a stretch to afford. Residents are a little older than in many places, and incomes run below the county's, with a noticeable share of people living below the poverty line. Winters are cold, with January highs near freezing, snow most years, and summers that turn warm by July.
Work. Residents of Sugar Creek work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services close behind. Across Jackson County, some of the largest workplaces are Hallmark Marketing Company, Children's Mercy Hospital and the University of Missouri-Kansas City. A four-year degree is held by fewer adults than is typical, and the drive to work is moderate, with very few people working from home.
Things to do. The Harry S. Truman Presidential Library and Museum is in or beside town, a natural stop for anyone interested in American history. Arrowhead Stadium and Kauffman Stadium are both a short drive away, for football and baseball. SubTropolis, a park, is also a short drive away, while the Nelson-Atkins Museum of Art is a longer drive for those who want an art museum.
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- 1,305households
- 23%of adults have a degree
- 15%below the poverty line
- 24 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Jackson County had 374,810 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 19°; warmest in July, with highs near 87° and lows near 68°. About 13 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Independence weather station, 5 miles away (NOAA).
Largest workplaces in Jackson County
- Hallmark Marketing CompanyStationery supplies merchant wholesalers8,526
- FreedomCareActivity centers for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities6,177
- HoneywellFlexible wiring boards, bare, manufacturing4,639
- Children's Mercy HospitalChildren's hospital4,347FTE
- Internal Revenue ServiceFederal government · Department of the Treasury3,743
- University of Missouri-Kansas CityUniversity or college3,399
- Saint Lukes Hospital of Kansas CityGeneral hospital3,321FTE
- Kansas City 33 SchoolsSchool district2,612FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 618 workplaces with 20 or more staff, 117,899 people in all across the county; Sugar Creek has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- TornadoesRelatively high
- Hailrelatively high in parts of Sugar CreekRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sugar Creek’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jackson County and the Kansas City, MO-KS metro.
Sugar Creek home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sugar Creek$173,665
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sugar Creek16
New listings per month
Sellers arriving at the market.
- Sugar Creek5
Zip codes with a Sugar Creek address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sugar Creek — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Sugar Creek
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 64058 | Independence | 6,660 | $1,395 | $256,149 |
| 64054 | Independence | 3,547 | $1,474 | $164,197 |