Summerfield, Florida.
Typical home $283,790 (-2.5% in a year), asking rent $1,907 . Ocala, FL metro.
to buy the typical home at today's mortgage rate — +$785 (+112%) since Jan 2020.
- 1 year
- Down $7,151 -2%
- $290,941$283,790 since Sep 2025
- 5 years
- Up $41,691 +17%
- $242,099$283,790 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Summerfield$1,490
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Summerfield, FL fell 2.5% over the past year — slower than the nation's +1.2%.
Living in Summerfield, Marion County, Florida
The Census does not count Summerfield on its own, so the figures here are Marion County's. Half the county's households earn more than $61,010 a year and half less; 14% of the county's people live below the poverty line. 78% of the county's homes are lived in by their owners and 22% are rented. Unemployment in Marion County was 5.7% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Marion County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Summerfield is a town in Marion County, in north-central Florida. The Census does not count the town on its own, so the figures here are for the county as a whole. Most homes across the county are lived in by their owners, and the population is older on the whole than the country as a whole. Incomes are below the national typical, and the winters are mild compared with much of the country, while the summers are hot and the rainfall is heavy.
Work. Across Marion County, schools, hospitals and social care, shops, professional and business services, and restaurants, hotels and entertainment employ the most residents. Jobs grew over the past year, although unemployment has edged up over the same period. Fewer adults hold a degree than the national average, and few people work from home, so most commute to work.
Things to do. The Don Garlits Museum of Drag Racing and the Florida Carriage Museum & Resort are both a short drive away and are museums. Silver Springs, a zoo, and the Ocala National Forest, a protected area, are both a longer drive away.
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- 164,881households
- 47.9median age
- 23%of adults have a degree
- 14%below the poverty line
- 27 mintypical commute
- 12%work from home
What people in Marion County work in
Employed residents by industry, from the Census survey. Marion County had 121,921 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 71° and lows near 46°; warmest in July, with highs near 92° and lows near 72°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Ocala weather station, 12 miles away (NOAA).
Largest employers in Marion County
- Marion County Public Schools6,306
- AdventHealth Ocala3,606
- HCA Florida Hospitals3,171
- Wal-Mart2,689
- State of Florida (All Depts.)2,600
- Publix Supermarkets2,257
- FedEx Ground1,500
- Marion County BCC1,368
From Marion County’s annual financial report for 2025, its schedule of principal employers (its source: “Top 10 Major Employers from Ocala, Marion County Economic Development Corporation (EDC) at www.ocalaedc.org”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- LightningVery high
- HurricanesRelatively high
- TornadoesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Marion County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Marion County and the Ocala, FL metro.
Summerfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Summerfield$283,790
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Summerfield listings, and the typical home goes pending in 51 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Summerfield27.15%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Summerfield51
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Summerfield345
New listings per month
Sellers arriving at the market.
- Summerfield73
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Summerfield$282,080
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Summerfield96.20%
Zip codes with a Summerfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Summerfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.