Surfside Beach, Texas.
Typical home $317,901 (-10.8% in a year). Houston-The Woodlands-Sugar Land, TX metro.
to buy the typical home at today's mortgage rate — +$719 (+76%) since Jan 2020.
- 1 year
- Down $38,406 -11%
- $356,307$317,901 since Sep 2025
- 5 years
- Down $23,463 -7%
- $341,364$317,901 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Surfside Beach$1,669
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Surfside Beach, TX fell 10.8% over the past year — slower than the nation's +1.2%.
Living in Surfside Beach, Brazoria County, Texas
Surfside Beach is a city of 640 people in Brazoria County. Half its households earn more than $100,446 a year and half less, against $97,993 across Brazoria County; 7% of its people live below the poverty line. Unemployment in Brazoria County was 5.1% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most people in Brazoria County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Surfside Beach is a very small city on the Texas Gulf Coast, with far fewer residents than most towns of its kind. Household incomes run a little above the county's, and fewer residents live below the poverty line than you might expect for a coastal community. A good share of adults hold a four-year degree, and the typical trip to work is a moderate one. Winters here are mild, with little or no snow, and summers turn hot by August. Rain falls through the year in generous amounts.
Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, professional and business services, and the building trades. Across Brazoria County, the biggest employers include Dow, a chemical maker, along with school districts such as Alvin ISD. Some residents work from home, and unemployment in the county has held steady compared with a year earlier, while the number of jobs has grown a little.
Things to do. Oyster Creek runs in or beside town, and Follets Island, a stretch of beach, is a short drive away. Brazoria National Wildlife Refuge, a protected area for walking and watching birds, is also a short drive away. Galveston Island, a beach with a long history as a seaside destination, is a longer drive.
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- 353households
- 41%of adults have a degree
- 7%below the poverty line
- 23 mintypical commute
- 11%work from home
What people in Brazoria County work in
Employed residents by industry, from the Census survey. Brazoria County had 124,808 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 46°; warmest in August, with highs near 92° and lows near 78°. About 50 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Freeport Northwest weather station, 6 miles away (NOAA).
Largest workplaces in Brazoria County
- DowAcyclic hydrocarbons made from refined petroleum or liquid hydrocarbons3,844
- Alvin ISDSchool district3,824FTE
- Pearland ISDSchool district2,554FTE
- Brazosport ISDSchool district1,833FTE
- OlinAlkalies manufacturing1,019
- Angleton ISDSchool district1,011FTE
- Marquis Industrial ServicesScaffold erecting and dismantling997
- BasfOrgano-inorganic compound manufacturing991
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 209 workplaces with 20 or more staff, 32,438 people in all across the county; Surfside Beach has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingVery high
- HurricanesRelatively high
- WildfireRelatively moderate
- Inland floodingRelatively moderate
- TornadoesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Surfside Beach’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Brazoria County and the Houston-The Woodlands-Sugar Land, TX metro.
Surfside Beach home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Surfside Beach$317,901
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 7 Surfside Beach listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Surfside Beach14.94%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Surfside Beach161
New listings per month
Sellers arriving at the market.
- Surfside Beach17
Zip codes with a Surfside Beach address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Surfside Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.