Swansboro, North Carolina.
Typical home $355,811 (+1.2% in a year), asking rent $1,875 . Jacksonville, NC metro.
to buy the typical home at today's mortgage rate — +$1,107 (+145%) since Jan 2020.
- 1 year
- Up $4,389 +1%
- $351,422$355,811 since Sep 2025
- 5 years
- Up $100,018 +39%
- $255,793$355,811 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Swansboro$1,868
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Swansboro, NC rose 1.2% over the past year — in step with the nation.
Living in Swansboro, Onslow County, North Carolina
Swansboro is a town of 3,744 people in Onslow County. Half its households earn more than $114,425 a year and half less, against $68,148 across Onslow County. Unemployment in Onslow County was 3.9% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Onslow County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Swansboro is a small town on the coast of Onslow County, North Carolina, and its households earn considerably more than those across the county as a whole. Typical home values and rents are the kind you would expect in a coastal town with comfortable incomes. Winters are mild and cool rather than harsh, with January the coldest month and frosty nights now and then, while July is hot, and the year brings a good deal of rain.
Work. Many residents work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, or in professional and business services. Among the largest workplaces in town are Food Lion, The Landings of Swansboro, and the local mail and parcel delivery service. A fair number of residents work from home, and the typical trip to work is a moderate one, while across Onslow County unemployment has eased a little over the past year even as the number of jobs slipped slightly.
Things to do. Hammocks Beach State Park, a protected area, and the White Oak River are both a short drive away, and the Pocosin Wilderness is close too for time outdoors. For a longer outing, Onslow Beach and Bogue Banks offer beaches, and Tryon Palace is a museum a longer drive off.
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- 1,667households
- 23 mintypical commute
- 18%work from home
What people in Onslow County work in
Employed residents by industry, from the Census survey. Onslow County had 53,881 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 55° and lows near 32°; warmest in July, with highs near 88° and lows near 68°. About 60 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hofmann Forest weather station, 14 miles away (NOAA).
Largest workplaces in Swansboro
- Food LionGrocery stores75
- The Landings of SwansboroAssisted-living facilities without on-site nursing care facilities56
- SwansboroMail and parcel delivery32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 163 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- Winter weatherVery high
- LightningRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Swansboro’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Onslow County and the Jacksonville, NC metro.
Swansboro home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Swansboro$355,811
- North Carolina$332,159
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Swansboro listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Swansboro30.85%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Swansboro35
New listings per month
Sellers arriving at the market.
- Swansboro10
Zip codes with a Swansboro address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Swansboro — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.