Swanton, Maryland.
Typical home $583,590 (+1.3% in a year).
to buy the typical home at today's mortgage rate — +$1,863 (+155%) since Jan 2020.
- 1 year
- Up $7,660 +1%
- $575,930$583,590 since Sep 2025
- 5 years
- Up $98,124 +20%
- $485,466$583,590 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Swanton$3,063
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Swanton, MD rose 1.3% over the past year — in step with the nation.
Living in Swanton, Garrett County, Maryland
Swanton, in Garrett County, had 66 people in the 2020 census. Unemployment in Garrett County was 3.7% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most people in Garrett County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Swanton is a very small community in the hills of western Maryland, in Garrett County. Winters here are colder than in most of the country, with January the coldest month and July the warmest. The area also gets a good deal of rain and melted snow over the year.
Work. Many residents work in schools, hospitals and social care, or in shops, building trades and manufacturing. Across Garrett County, unemployment has come down over the past year, though the number of jobs has slipped slightly.
Things to do. Deep Creek Lake, a reservoir a short drive away, is the best known of the nearby places. Savage River, also a short drive off, is a river setting, and Blackwater Falls, a longer drive away, is a waterfall worth the trip.
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What people in Garrett County work in
Employed residents by industry, from the Census survey. Garrett County had 12,052 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 20°; warmest in July, with highs near 81° and lows near 60°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Savage River Dam weather station, 6 miles away (NOAA).
Largest workplaces in Garrett County
- Garrett County Public SchoolsSchool district558FTE
- Garrett County Memorial HospitalGeneral hospital397FTE
- WalmartWarehouse clubs and supercenters319
- Pillar InnovationsUnderground mining machinery manufacturing312
- Garrett CollegeTwo-year college244
- BeitzelBalcony, precast concrete, installation239
- Goodwill Mennonite HomeNursing homes207
- Appalachian Parent AssociationIntellectual and developmental disability facilities, residential158
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 2,365 people in all across the county; Swanton has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Swanton’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Garrett County.
Swanton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Swanton$583,590
- Maryland$424,890
- United States$366,157
Sellers are cutting prices on about 1 in 4 Swanton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Swanton25.62%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Swanton51
New listings per month
Sellers arriving at the market.
- Swanton8
Zip codes with a Swanton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Swanton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.