Tavernier, Florida.
Typical home $731,258 (+2.1% in a year), asking rent $3,500 . Key West, FL metro.
to buy the typical home at today's mortgage rate — +$2,160 (+129%) since Jan 2020.
- 1 year
- Up $14,867 +2%
- $716,390$731,258 since Sep 2025
- 5 years
- Up $108,597 +17%
- $622,661$731,258 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tavernier$3,838
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Tavernier, FL rose 2.1% over the past year — faster than the nation's +1.2%.
Living in Tavernier, Monroe County, Florida
Tavernier, in Monroe County, had 2,530 people in the 2020 census. Half its households earn more than $50,256 a year and half less, against $87,738 across Monroe County; 18% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Monroe County was 3.3% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in restaurants and hotels, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tavernier is a small community in the Upper Keys, in Monroe County. Most homes are lived in by their owners, and typical home values run high, while household incomes sit well below the county's and a good share of residents live below the poverty line. Winters are mild, with the coldest days still warm by most of the country's standards, summers are hot, and snow is rare. Rain falls through the year, adding up to a fair amount.
Work. Many residents work in restaurants, hotels and entertainment, or in schools, hospitals and social care, with others in professional and business services and in transport, warehouses and utilities. Among the largest workplaces in Tavernier are Mariners Hospital, Florida Keys Electric Cooperative and Winn-Dixie. The typical commute is a moderate one, and a small share of people work from home. Unemployment across Monroe County has stayed low, and the county has added jobs slightly over the past year.
Things to do. John Pennekamp Coral Reef State Park, a protected area, is a short drive away, as is Theater of the Sea, a zoo and marine attraction. Windley Key Fossil Reef Geological State Park, also a short drive away, preserves an old quarry and fossil reef. For a longer outing, Everglades National Park is a longer drive away and is among the best known places in the region.
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- 1,125households
- 18%below the poverty line
- 22 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Monroe County had 47,299 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 75° and lows near 64°; warmest in August, with highs near 90° and lows near 79°. About 45 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Tavernier weather station, 2 miles away (NOAA).
Largest workplaces in Tavernier
- Mariners HospitalCritical access hospital218FTE
- Florida Keys Electric CooperativeDistribution of electric power119
- Winn-Dixie Stores, Inc.Supermarket55
- Custom ElectricCommunications cabling-within buildings ca23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 517 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- Coastal floodingRelatively high
- LightningRelatively high
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tavernier’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County and the Key West, FL metro.
Tavernier home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tavernier$731,258
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 5 Tavernier listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Tavernier19.44%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tavernier51
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Tavernier address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tavernier — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.