States · Mississippi · Holmes County

Tchula, Mississippi.

Typical home $87,278 (-11.1% in a year). Jackson, MS metro.

What it costs per month · Tchula $458/mo

to buy the typical home at today's mortgage rate — $12 (-3%) since Feb 2021.

What the home itself did
1 year
Down $10,853 -11%
$98,131$87,278 since Sep 2025
5 years
Down $78,074 -47%
$165,352$87,278 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Tchula $458 Mississippi $1,021 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Tchula$458
  • Mississippi$1,021
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Tchula, MS fell 11.1% over the past year — slower than the nation's +1.2%.

Living in Tchula, Holmes County, Mississippi

Tchula is a town of 1,652 people in Holmes County. Unemployment in Holmes County was 5.7% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most people in Holmes County work in schools and health care, then manufacturing.

People 1,652 in the 2020 census
Household income Too few homes in Tchula for the Census survey to measure.
Unemployment 5.7% Holmes County, August 2026; 6.6% a year before
Homes Too few homes in Tchula for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Tchula is a small town in Holmes County, in the Mississippi Delta country. Home values here are modest, and household incomes across Holmes County are low compared with most of the country. Fewer adults here hold a four-year degree than in many American towns, and very few people work from home.

Work. Most residents who work are employed in schools, hospitals and social care, with manufacturing, shops, and transport, warehouses and utilities also providing many jobs. Across Holmes County, some of the largest workplaces are Holmes Community College, Holmes County Consolidated Schools and Lexington Manor Senior Care. Unemployment across the county has eased compared with a year earlier, though the county has lost some jobs over the past year.

Things to do. Morgan Brake National Wildlife Refuge, a protected area, is a short drive away, as is Hillside National Wildlife Refuge. Chicopa Creek is also close by, a short drive away. The Yazoo River is a longer drive away for time on the water. Winters are fairly mild and summers hot, and the year brings plenty of rain, so the refuges and waterways can look quite different from one season to the next.

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  • 795households
  • 22%of adults have a degree
  • 2%work from home

What people in Holmes County work in

  • Schools, hospitals and social care28%
  • Manufacturing18%
  • Shops (retail)10%
  • Transport, warehouses and utilities9%
  • Building trades7%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Holmes County had 2,959 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 31°; warmest in July, 90° and 69° 30° 40° 50° 60° 70° 80° 90° J 54° 31° F M A M J J 90° 69° A S O N D
Average daily high and low for each month: coldest in January, 54° and 31°; warmest in July, 90° and 69° 30° 40° 50° 60° 70° 80° 90° J 54° 31° F M A M J J 90° 69° A S O N D

Coldest in January, with highs near 54° and lows near 31°; warmest in July, with highs near 90° and lows near 69°. About 57 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lexington weather station, 11 miles away (NOAA).

Largest workplaces in Holmes County

  1. Holmes Community CollegeTwo-year college569
  2. Holmes County Consolidated SDSchool district441FTE
  3. Hunter Engineering Company Durant Manufacturing PlantFrame and body alignment equipment, motor vehicle, manufacturing226
  4. Lexington Manor Senior CareNursing homes127
  5. Durant HealthcareSkilled nursing facilities100
  6. University Hospital & Clinics - HolmCritical access hospital84FTE
  7. Graceland PropertiesBuildings, prefabricated, wood, manufacturing27

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 480 people in all across the county; Tchula has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. DroughtRelatively high
  3. LightningRelatively high
  4. Strong windRelatively high
  5. Cold wavesRelatively high
  6. HailRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tchula’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Holmes County and the Jackson, MS metro.

Tchula home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2021 2022 2023 2024 2025 2026 Tchula $87,278 Mississippi $194,531 United States $366,157
$100,000 $200,000 $300,000 2022 2024 2026
  • Tchula$87,278
  • Mississippi$194,531
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
falling flat warming hot overheating runaway

Zip codes with a Tchula address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tchula — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Tchula