Terrell, North Carolina.
Typical home $514,046 (+1.3% in a year), asking rent $1,694 . Hickory-Lenoir-Morganton, NC metro.
to buy the typical home at today's mortgage rate — +$1,578 (+141%) since Jan 2020.
- 1 year
- Up $6,712 +1%
- $507,334$514,046 since Sep 2025
- 5 years
- Up $102,531 +25%
- $411,515$514,046 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Terrell$2,698
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Terrell, NC rose 1.3% over the past year — in step with the nation.
Living in Terrell, Catawba County, North Carolina
The Census does not count Terrell on its own, so the figures here are Catawba County's. Half the county's households earn more than $67,864 a year and half less; 13% of the county's people live below the poverty line. 72% of the county's homes are lived in by their owners and 28% are rented. Unemployment in Catawba County was 3.5% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in Catawba County work in manufacturing, then schools and health care.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Terrell is a town in Catawba County, North Carolina, and across the county most homes are lived in by their owners. Winters are cool, with nights often near freezing, summers are hot, and a good deal of rain and melted snow falls over the year. Some households here live below the poverty line, and the county's typical home values and rents are high enough that buying or renting takes careful planning.
Work. Unemployment across Catawba County has eased over the past year, and the number of jobs has held roughly steady. Many residents work in manufacturing, in schools, hospitals and social care, in retail shops, or in restaurants, hotels and entertainment. Most commutes are by car, and few people work from home, while a smaller share of adults hold a four-year degree than in many larger metro areas.
Things to do. Lake Norman, a reservoir a short drive away, is a popular place for water and shoreline time. Lake Norman State Park, a protected area also a short drive away, offers a quieter setting of trails and woods. For a longer outing, Charlotte Motor Speedway, a race track a longer drive away, is one of the best known sporting venues in the region.
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- 66,227households
- 42.1median age
- 26%of adults have a degree
- 13%below the poverty line
- 23 mintypical commute
- 8%work from home
What people in Catawba County work in
Employed residents by industry, from the Census survey. Catawba County had 89,369 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 31°; warmest in July, with highs near 89° and lows near 69°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Catawba Southwest weather station, 11 miles away (NOAA).
Largest workplaces in Catawba County
- Catawba County SchoolsSchool district1,882FTE
- Catawba Valley Medical CenterGeneral hospital1,533FTE
- TargetDiscount department stores1,332
- Frye Regional Medical CenterGeneral hospital1,029FTE
- Corning Optical CommunicationsFiber optic cable made from purchased fiber optic strand1,016
- Advancepierre FoodsFrozen specialty food manufacturing891
- Catawba Valley Community CollegeTwo-year college880
- GKN AutomotiveDifferential and rear axle assemblies, automotive, truck, and bus, manufacturing857
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 241 workplaces with 20 or more staff, 37,222 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- LightningRelatively high
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Catawba County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Catawba County and the Hickory-Lenoir-Morganton, NC metro.
Terrell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Terrell$514,046
- North Carolina$332,159
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Terrell17
Zip codes with a Terrell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Terrell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.