Terry, Mississippi.
Typical home $257,359 (+2.0% in a year). Jackson, MS metro.
to buy the typical home at today's mortgage rate — +$691 (+105%) since Jan 2020.
- 1 year
- Up $5,061 +2%
- $252,298$257,359 since Sep 2025
- 5 years
- Up $51,201 +25%
- $206,158$257,359 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Terry$1,351
- Mississippi$1,021
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Terry, MS rose 2.0% over the past year — faster than the nation's +1.2%.
Living in Terry, Hinds County, Mississippi
Terry is a town of 1,304 people in Hinds County. Half its households earn more than $47,734 a year and half less, against $49,402 across Hinds County; 14% of its people live below the poverty line. Unemployment in Hinds County was 3.4% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Hinds County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Terry is a small town in Hinds County, Mississippi, where household incomes run a little below the county's and a fair number of residents live below the poverty line. Typical home values are well above what the town's incomes might suggest. A good share of adults hold a four-year degree. Winters are mild and short, with almost no snow, while summers are hot and the year is a wet one.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, restaurants and hotels, and professional and business services. Commutes are long, and very few people work from home, so most drive some distance to a job. Across Hinds County, the largest workplaces include University of Mississippi Medical, Jackson Public School District and MS Baptist Medical Center, and the county's job market has been roughly flat over the past year.
Things to do. Chautauqua Lake, a reservoir, is a short drive away. A longer drive brings you to the Jackson Zoo, the Mississippi Civil Rights Museum, and Ross Barnett Reservoir, a large reservoir suited to time on the water.
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- 37%of adults have a degree
- 14%below the poverty line
- 32 mintypical commute
- 2%work from home
What people in Hinds County work in
Employed residents by industry, from the Census survey. Hinds County had 109,465 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 37°; warmest in August, with highs near 92° and lows near 71°. About 1 inches of snow and 63 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Crystal Spgs Experiment Station weather station, 12 miles away (NOAA).
Largest workplaces in Hinds County
- University of Mississippi MedicalGeneral hospital4,696FTE
- Jackson Public School DistrictSchool district3,185FTE
- MS Baptist Medical CenterGeneral hospital2,170FTE
- Veterans Health AdministrationFederal government · Department of Veterans Affairs1,933
- Hinds Community CollegeTwo-year college1,501
- Mississippi National GuardNational guard1,500
- UPSCouriers and express delivery services1,229
- Jackson State UniversityUniversity or college1,223
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 149 workplaces with 20 or more staff, 23,679 people in all across the county; Terry has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- TornadoesRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
- LightningRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Terry’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hinds County and the Jackson, MS metro.
Terry home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Terry$257,359
- Mississippi$194,531
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 6 Terry listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Terry15.62%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Terry39
New listings per month
Sellers arriving at the market.
- Terry8
Zip codes with a Terry address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Terry — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.