Texarkana, Texas.
Typical home $205,092 (+3.2% in a year), asking rent $1,406 (+0.4%). Texarkana, TX-AR metro.
to buy the typical home at today's mortgage rate — +$504 (+88%) since Jan 2020.
- 1 year
- Up $6,309 +3%
- $198,783$205,092 since Sep 2025
- 5 years
- Up $19,659 +11%
- $185,433$205,092 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Texarkana$1,076
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Texarkana, TX rose 3.2% over the past year — faster than the nation's +1.2%.
Asking rents in Texarkana, TX rose 0.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Texarkana runs $91/mo more than renting one — the widest that gap has been in this data.
That is $1,497 a month against $1,406 rent: a $1,076 mortgage payment, plus $201 property tax and $220 insurance & upkeep.
Owning vs renting — Texarkana
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,497
- Renting$1,406
- Mortgage only$1,076
Property tax · $201/mo 1.18% of value a year — the ACS 2020-2024 median bill over the median home value for Bowie County, TX
Insurance & upkeep · $220/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Texarkana, Bowie County, Texas
Texarkana is a city of 36,193 people in Bowie County. Half its households earn more than $50,573 a year and half less, against $59,803 across Bowie County; 22% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Texarkana was 5.0% in August 2026, and Bowie County had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Texarkana is a city on the Texas side of the state line with Arkansas, in Bowie County. Households here earn less than the county as a whole, and more people live below the poverty line than many would expect. Owners and renters share the town fairly evenly, so renting is common. Winters are mild and brief, with snow rare, while summers run hot and the year brings a good deal of rain.
Work. Many residents work in schools, hospitals and social care, with others in restaurants and hotels, shops and manufacturing. Among the largest workplaces in town are Christus ST Michael, a general hospital, and Texarkana ISD, a school district, along with Walmart. Most people have a short trip to work, and a four-year degree is held by fewer adults than in much of the country.
Things to do. For a quiet afternoon indoors, the Ace of Clubs House, a museum, sits in or beside town, and the Four States Auto Museum is a short drive away. The Museum of Regional History is also a short drive away. Those who prefer the outdoors can head a longer drive to Millwood State Park, a protected area.
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- 14,783households
- 28%of adults have a degree
- 22%below the poverty line
- 15 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Bowie County had 42,360 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 33°; warmest in August, with highs near 94° and lows near 72°. About 2 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Texarkana weather station, a mile away (NOAA).
Largest workplaces in Texarkana
- Christus St MichaelGeneral hospital1,651FTE
- Texarkana ISDSchool district1,204FTE
- Ledwell & SON EnterprisesMotor vehicle merchant wholesalers606
- Collom and Carney main clinicPhysicians' offices430
- Liberty-eylau ISDSchool district375FTE
- WalmartWarehouse clubs and supercenters346
- Texarkana CollegeTwo-year college324
- Texas A&M University-TexarkanaUniversity or college307
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 49 workplaces with 20 or more staff, 6,576 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Ice stormsVery high
- TornadoesVery high
- LightningRelatively high
- Heat wavesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Texarkana’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bowie County and the Texarkana, TX-AR metro.
Texarkana home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Texarkana$205,092
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Texarkana listings, and the typical home goes pending in 61 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Texarkana22.28%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Texarkana61
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Texarkana329
New listings per month
Sellers arriving at the market.
- Texarkana61
Zip codes with a Texarkana address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Texarkana — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Texarkana
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 75501 | Texarkana | 34,866 | $992 | $159,452 |
| 75503 | Texarkana | 26,372 | $1,511 | $264,605 |