Thayer, Missouri.
Typical home $140,060 (+1.0% in a year).
to buy the typical home at today's mortgage rate — +$404 (+122%) since Jan 2020.
- 1 year
- Up $1,382 +1%
- $138,678$140,060 since Sep 2025
- 5 years
- Up $28,303 +25%
- $111,756$140,060 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Thayer$735
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Thayer, MO rose 1.0% over the past year — in step with the nation.
Living in Thayer, Oregon County, Missouri
Thayer is a city of 1,883 people in Oregon County. Half its households earn more than $37,417 a year and half less, against $43,069 across Oregon County. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Oregon County was 3.9% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Thayer is a small city in Oregon County, Missouri, where most homes are lived in by their owners. Household incomes run below the county's, and a four-year degree is held by a smaller part of the adult population than in much of the country. Winters are cold, with January the coldest month, and summers turn hot by July; the year brings a fair amount of rain and melted snow.
Work. Most residents work in schools, hospitals and social care, with shops, manufacturing, and transport, warehouses and utilities also employing many. Thayer R-II Schools, Walmart and Harp's Food Store are among the largest workplaces in town. Across Oregon County, unemployment is lower than a year ago, and the number of jobs has grown a little over the past year. Few people work from home.
Things to do. Mammoth Spring State Park, a protected area, lies in or beside town, and Grand Gulf State Park, another protected area, is a short drive away. Cox Creek and Twomile Creek both run in or beside town, which makes the waterways easy to reach.
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- 915households
- 20%of adults have a degree
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Oregon County had 2,556 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 47° and lows near 23°; warmest in July, with highs near 90° and lows near 66°. About 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mammoth Spring weather station, 2 miles away (NOAA).
Largest workplaces in Thayer
- Thayer R-II SchoolsSchool district113FTE
- WalmartDiscount department stores76
- Harp's Food StoreRetail grocery70
- ThayerMail and parcel delivery25
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 171 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- Ice stormsVery high
- Heat wavesRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Thayer’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oregon County.
Thayer home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Thayer$140,060
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 6 Thayer listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Thayer16.57%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Thayer43
New listings per month
Sellers arriving at the market.
- Thayer7
Zip codes with a Thayer address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Thayer — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.